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Home Crypto DeFi Interest Rates Highest Yielding Cryptocurrencies

Highest Yielding Cryptocurrencies
July 2022

If you just want to find the cryptos with the highest possible return then our list below shows the tokens with the highest APR or APY return and which platform to invest on to achieve that return. Interest rates shown are for the best available instant access account assuming no deposit is made in the platform's own loyalty token. Higher crypto interest rates can be earned on many platforms by committing funds to a minimum term or by buying some of the platform's own token.
Symbol Coin Name Price 7 Day Chart Best Savings Rate
ApeCoin logo APE
ApeCoin
$4.52
-0.2% arrow down 24 Hr
Buy
Go
30%
APR
Axie Infinity logo AXS
Axie Infinity
$13.87
-2.7% arrow down 24 Hr
Buy
Go
25%
APR
Kava logo KAVA
Kava
$1.79
-0.5% arrow down 24 Hr
Buy
Go
23%
APR
STEPN logo GMT
STEPN
$0.79
-5.5% arrow down 24 Hr
Buy
Go
20%
APR
Waves logo WAVES
Waves
$5.19
2.1% arrow up 24 Hr
Buy
Go
20%
APY
Kusama logo KSM
Kusama
$48.68
1.4% arrow up 24 Hr
Buy
Go
18%
APR
Mina logo MINA
Mina
$0.61
-1.2% arrow down 24 Hr
Buy
Go
16%
APR
Polkadot logo DOT
Polkadot
$6.84
-0.4% arrow down 24 Hr
Buy
Go
15%
APY
DREP
DREP
$0.88
-19.7% arrow down 24 Hr
Buy
Go
15%
APY
BNX
BinaryX
$131.56
-0.2% arrow down 24 Hr
Buy
Go
15%
APY
RUNE
THORChain
$1.81
-3.3% arrow down 24 Hr
Buy
Go
14%
APR
USTC
TerraClassicUSD
$0.06
40.2% arrow up 24 Hr
Buy
Go
14%
APR
SNX
Synthetix
$2.30
3.9% arrow up 24 Hr
Buy
Go
13.4%
APY
CAKE
PancakeSwap
$4.83
-2% arrow down 24 Hr
Buy
Go
12%
APY
HUSD
HUSD
$1.00
-0.2% arrow down 24 Hr
Buy
Go
12%
APR
USDT
Tether
$1.00
0.1% arrow up 24 Hr
Buy
Go
10.7%
APR
TUSD
TrueUSD
$1.01
-0% arrow down 24 Hr
Buy
Go
10.3%
APR
USDP
Pax Dollar
$1.06
-0.2% arrow down 24 Hr
Buy
Go
10.3%
APR
USDC
USD Coin
$1.00
-0% arrow down 24 Hr
Buy
Go
10.3%
APR
BUSD
Binance USD
$1.00
0.1% arrow up 24 Hr
Buy
Go
10.3%
APY
DAI
Dai
$1.01
0.1% arrow up 24 Hr
Buy
Go
10.3%
APR
BTC
Bitcoin
$19,253.25
-1.3% arrow down 24 Hr
Buy
Go
10%
APY
ADA
Cardano
$0.45
-1.6% arrow down 24 Hr
Buy
Go
10%
APY
EURS
STASIS EURO
$1.04
-0.2% arrow down 24 Hr
Buy
Go
10%
APR
FTM
Fantom
$0.24
-3.6% arrow down 24 Hr
Buy
Go
10%
APR
MATIC
Polygon
$0.47
-3% arrow down 24 Hr
Buy
Go
10%
APR
SOL
Solana
$33.24
-0.4% arrow down 24 Hr
Buy
Go
10%
APR
BNT
Bancor
$0.48
-0.1% arrow down 24 Hr
Buy
Go
10%
APY
MTL
Metal
$1.23
1.5% arrow up 24 Hr
Buy
Go
10%
APY
COTI
COTI
$0.09
-0.9% arrow down 24 Hr
Buy
Go
10%
APY
CHZ
Chiliz
$0.10
0.3% arrow up 24 Hr
Buy
Go
10%
APY
SAND
The Sandbox
$1.04
-7.6% arrow down 24 Hr
Buy
Go
10%
APY
RAD
Radicle
$1.58
-4.7% arrow down 24 Hr
Buy
Go
10%
APY
DYDX
dYdX
$1.36
0.6% arrow up 24 Hr
Buy
Go
10%
APY
TRX
TRON
$0.07
-0.3% arrow down 24 Hr
Buy
Go
9%
APR
ATOM
Cosmos
$8.12
8.2% arrow up 24 Hr
Buy
Go
7.5%
APR
FLOW
Flow
$1.51
0.6% arrow up 24 Hr
Buy
Go
7.5%
APR
XAUT
Tether Gold
$1,831.02
0.5% arrow up 24 Hr
Buy
WDGLD
Wrapped DGLD
0% 24 Hr
Buy
SGB
Songbird
$0.03
0.1% arrow up 24 Hr
Buy
BNB
BNB
$325.09
-1.9% arrow down 24 Hr
Buy
Go
7.2%
APY
BOND
BarnBridge
$3.02
-2.2% arrow down 24 Hr
Buy
Go
7.1%
APY
BAL
Balancer
$4.60
2.1% arrow up 24 Hr
Buy
Go
7.1%
APY
GUSD
Gemini Dollar
$1.00
0.2% arrow up 24 Hr
Buy
Go
7%
APY
AVAX
Avalanche
$16.41
1.8% arrow up 24 Hr
Buy
Go
7%
APR
NEAR
NEAR Protocol
$3.32
-0.7% arrow down 24 Hr
Buy
Go
7%
APR
SUSHI
SushiSwap
$0.97
-1.3% arrow down 24 Hr
Buy
Go
7%
APR
UNI
Uniswap
$4.98
-0.2% arrow down 24 Hr
Buy
Go
7%
APR
MBOX
MOBOX
$1.03
0.8% arrow up 24 Hr
Buy
Go
7%
APY
CEL
Celsius
$0.62
-8.4% arrow down 24 Hr
Buy
ZUSD
ZUSD
$1.00
1.4% arrow up 24 Hr
Buy
LUNC
Terra Classic
$0.00
7% arrow up 24 Hr
Buy
Go
6%
APY
AAVE
Aave
$57.29
-0% arrow down 24 Hr
Buy
Go
6%
APR
LTC
Litecoin
$50.60
-0.5% arrow down 24 Hr
Buy
Go
5.5%
APR
XRP
XRP
$0.31
-1.2% arrow down 24 Hr
Buy
Go
5.5%
APR
DASH
Dash
$41.98
-0% arrow down 24 Hr
Buy
Go
5.5%
APR
ETH
Ethereum
$1,056.24
-1.2% arrow down 24 Hr
Buy
Go
5.5%
APR
BCH
Bitcoin Cash
$103.60
0.7% arrow up 24 Hr
Buy
Go
5.5%
APR
ZIL
Zilliqa
$0.04
3% arrow up 24 Hr
Buy
Go
5.5%
APR
EGLD
Elrond
$50.16
-1.9% arrow down 24 Hr
Buy
Go
5.5%
APR
XLM
Stellar
$0.11
-2.9% arrow down 24 Hr
Buy
Go
5.2%
APY
MKR
Maker
$896.79
0.4% arrow up 24 Hr
Buy
Go
5.2%
APY
LINK
Chainlink
$6.19
0.8% arrow up 24 Hr
Buy
Go
5.2%
APY
WBTC
Wrapped Bitcoin
$19,313.15
-1.3% arrow down 24 Hr
Buy
Go
5.2%
APY
PAXG
PAX Gold
$1,807.01
0.5% arrow up 24 Hr
Buy
Go
5.2%
APY
QTUM
Qtum
$2.77
-0% arrow down 24 Hr
Buy
Go
5%
APY
ZEN
Horizen
$13.25
0.9% arrow up 24 Hr
Buy
Go
5%
APY
OMG
OMG Network
$1.79
0.5% arrow up 24 Hr
Buy
Go
5%
APY
KNC
Kyber Network Crystal v2
$1.24
-0.4% arrow down 24 Hr
Buy
Go
5%
APY
EOS
EOS
$0.92
0.5% arrow up 24 Hr
Buy
Go
5%
APR
FIRO
Firo
$1.29
-1% arrow down 24 Hr
Buy
Go
5%
APY
MIOTA
IOTA
$0.26
-0.1% arrow down 24 Hr
Buy
Go
5%
APY
ZRX
0x
$0.30
-2.6% arrow down 24 Hr
Buy
Go
5%
APY
WTC
Waltonchain
$0.21
-2.3% arrow down 24 Hr
Buy
Go
5%
APY
GTO
Gifto
$0.02
4.1% arrow up 24 Hr
Buy
Go
5%
APY
BLZ
Bluzelle
$0.08
-3.4% arrow down 24 Hr
Buy
Go
5%
APY
NKN
NKN
$0.09
1.5% arrow up 24 Hr
Buy
Go
5%
APY
ANKR
Ankr
$0.03
2.1% arrow up 24 Hr
Buy
Go
5%
APY
CRV
Curve DAO Token
$0.75
9.3% arrow up 24 Hr
Buy
Go
5%
APY
ACH
Alchemy Pay
$0.01
3.8% arrow up 24 Hr
Buy
Go
5%
APY
NBS
New BitShares
$0.00
2.3% arrow up 24 Hr
Buy
Go
5%
APY
FLM
Flamingo
$0.11
0.2% arrow up 24 Hr
Buy
Go
5%
APY
ROSE
Oasis Network
$0.05
-0.1% arrow down 24 Hr
Buy
Go
5%
APY
UNFI
Unifi Protocol DAO
$5.29
-0.4% arrow down 24 Hr
Buy
Go
5%
APY
1INCH
1inch Network
$0.64
-5.8% arrow down 24 Hr
Buy
Go
5%
APY
DAR
Mines of Dalarnia
$0.28
-2.8% arrow down 24 Hr
Buy
Go
5%
APY
VOXEL
Voxies
$0.33
-6.2% arrow down 24 Hr
Buy
Go
5%
APY
OP
onPlanet
$0.00
-1.8% arrow down 24 Hr
Details
Go
5%
APY
OP
Optimism
$0.53
-3.4% arrow down 24 Hr
Buy
Go
5%
APY
ALGO
Algorand
$0.31
-0% arrow down 24 Hr
Buy
Go
4.8%
APR
XTZ
Tezos
$1.44
5.6% arrow up 24 Hr
Buy
Go
4.7%
APR
BSV
Bitcoin SV
$53.48
-3.7% arrow down 24 Hr
Buy
Go
4.5%
APR
YFI
yearn.finance
$5,435.41
1.1% arrow up 24 Hr
Buy
Go
4.5%
APR
NEXO
Nexo
$1.30
-3.7% arrow down 24 Hr
Buy
Go
4%
APR
FTT
FTX Token
$29.48
-0.1% arrow down 24 Hr
Buy
Go
4%
APR
KNCL
Kyber Network Crystal Legacy
$1.22
-0.8% arrow down 24 Hr
Buy
Go
3.7%
APY
FIL
Filecoin
$5.33
-0.9% arrow down 24 Hr
Buy
Go
3.5%
APR
WNXM
Wrapped NXM
$19.78
0.2% arrow up 24 Hr
Buy
Go
3.4%
APY
BEL
Bella Protocol
$1.15
0.4% arrow up 24 Hr
Buy
Go
3.3%
APY
DOGE
Dogecoin
$0.07
2% arrow up 24 Hr
Buy
Go
3%
APR

How to Find the Highest Yielding Cryptocurrencies?

Some of the highest yielding cryptos are often either stablecoins or gaming coins

Finding the highest yielding cryptocurrencies can take extensive research. There are thousands of cryptocurrencies and hundreds of potential DeFi and CeFi investment platforms with each platform offering multiple investment options. Luckily we've done the hardwork for you. We've checked each token for the platform and product that offers the highest interest rate.

Some of the highest yielding cryptos are often either stablecoins such as USDT and USDC or gaming coins such as Axie Infinity and Illuvium. These tokens are in high demand and many platforms offer special promotional interest rates in order to attract deposits.

Tiered Interest Rates

The rates shown in this table are for the smallest deposit level on each platform. Many platforms offer tiered interest rates, with rates reducing for larger deposit sizes. Keep in mind that your return could be smaller if you have a large amount of crypto invest.

You can calculate the potential earnings for your actual deposit size on our savings page.

Fixed Term Deposits

You can increase your return by committing to a fixed term deposit

Rates shown are for deposits made on instant access terms. You can normally increase your yield by committing to a fixed term of 30 days or more. This means that you money is locked up for 30 days.

Some platforms will prevent you from accessing the funds for the full deposit term. Others will still allow you access to the funds before the end of the term, but if you withdraw your funds early you will forfeit the interest earned.

Loyalty Tokens

Increase your earnings further by buying some loyalty tokens

You can earn enhanced rates on some platforms by buying the platform's own loyalty token. Investments in these tokens will grant you access to higher interest rates, often on a tiered basis with the interest rate increasing the more loyalty tokens you hold.

Some platforms require you to hold a minimum quantity of platform tokens. Other platforms require that a minimum percentage of your portfolio is held in the loyalty token. On these platforms increasing your crypto deposits can push you in to a lower interest rate band because the percentage the portfolio held in loyalty tokens is reduced. Conversely withdrawing funds can sometimes push you up in to a higher interest rate band.

You can opt to have your interest paid out in the loyalty tokens of the platform which can be a good way of gradually building up loyalty tokens and advancing to the higher interest rate bands.

Market Volatility

Be careful when buying a token just to benefit from the high APR available on it. Whilst the yield may be high, this may reflect greater volatility in the value of the asset. Your monthly earnings may be high with a particular token but you may find those earnings are offset by a drop in the value of the coin itself.

Relinquishing Control of Your Crypto

If you currently have your crypto stored on a hardware wallet then you are in full control of the private keys for your crypto. No matter what happens you control those keys and it is extremely difficult for a third party to compromise your account or steal your funds.

Holding your crypto on a hardware also means you are fully responsible for storing your hardware wallet and the backup seed phrase for recovering your funds in case the wallet in damaged or lost. If something goes wrong there is no customer service number to call to get your money back.

When you transfer your crypto from your hardware wallet to a crypto platform in most cases you relinquish control of your crypto to the platform. In effect you are loaning the platform your crypto and when you withdraw the funds back to your hardware wallet the platform is repaying that loan.

By transferring your cryptocurrency to the platform, you are trusting the platform to take good care or your funds. Many platforms have extensive positive customers reviews as well as advanced security measures and insurance in place to protect your crypto. You can fully research each platform on our platforms page.

Matt logo
Article by Matt
31 March 2022 (Updated 2 July 2022)
Important Message Definda does not provide any financial advice. All information is provided for research purposes only. DeFi is a rapidly evolving industry. Most businesses in the sector are very young and it is possible that some of them could go out of business in the future. Such an event could result in the loss of your investment. You should do your own research or consult a financial advisor before investing any money. Please read and satisfy yourself with our terms before continuing to use our website. We offer a free impartial comparison service of savings, loans and other DeFi products. We may receive a small commission from some of the companies listed, but this never influences our rankings. If you spot any errors in the information listed then please contact us at info@definda.com.

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