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Home Platforms AQRU vs Coinbase

Compare AQRU vs Coinbase

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Pros & Cons

tick Simple, easy to use interface.
tick Competitive exchange rates.
tick Competitive interest rates for large deposits.
tick Clear ownership structure and regulatory status.
tick Run by strong, professional team.
tick No tiered savings rates. Rate applies to entire balance.
tick Unique AQRU Trend investment product
tick AQRU Ten makes it easy to diversify your crypto portfolio
tick Higher rating on Trustpilot than Coinbase (3.8 vs 1.5 stars)
tick Has email support but Coinbase doesn't
tick The largest crypto exchange in the US
tick Simple, easy to understand interface
tick Fully regulated in the US
tick Earn crypto for watching educational videos
tick Higher average review rating than AQRU (94% vs 80%)
tick More reviews than AQRU (1,702,284 vs 11 reviews)
tick Been in business longer than AQRU (Founded 2012 vs 2021)
tick Has less assets under management than AQRU
tick Offers loans but AQRU doesn't
tick Has 24/7 support but AQRU doesn't
tick Has phone support but AQRU doesn't
tick Interface supports French, Argentinian-Spanish, Turkish, Polish, Brazilian-Portuguese, Portuguese-Portuguese, Spanish, Simplified Chinese, Russian, German, Italian, Mexican Spanish, Thai, Chilean Spanish, Peruvian Spanish and Colombian Spanish whereas AQRU doesn't
Staking Rates
tick AQRU will pay interest on Bitcoin (BTC) crypto currency deposits whereas Coinbase does not
cross Institutional investors only. Min deposit $250,000 USD.
cross High $20 fee for crypto withdrawls.
cross Limited number of coins supported.
cross Loans not available.
cross Need to manually fund savings accounts rather all deposits automatically earning interest.
cross Investments in liquidity pools can be higher risk
cross Liquidity pool investments are only suitable for advanced crypto users
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Reviews

80% based on 11 reviews
94% based on 1,702,284 reviews
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Staking Rates

The table below compares the staking rates for AQRU and Coinbase.
Stable Coins
USDC USDC
3%
3%
Crypto Currencies
BTC Bitcoin
<&nbsp;0.01%
<&nbsp;0.01%
ETH Ethereum
2%
2%
Loading rates ...
Stable Coins
USDC USDC
4.6%
4.6%
USDD USDD
5.02%
5.02%
Crypto Currencies
10.4%
10.4%
AAVE Aave
6.23%
6.23%
ADA Cardano
2%
2%
ALGO Algorand
6.73%
6.73%
API3 API3
2.5%
2.5%
APT Aptos
6.36%
6.36%
ARCH Archway
20.9%
20.9%
ATOM Cosmos
10.3%
10.3%
AUDIO Audius
19.7%
19.7%
AVAX Avalanche
7.42%
7.42%
46%
46%
AZERO Aleph Zero
11.5%
11.5%
11.3%
11.3%
0.57%
0.57%
CANTO CANTO
7.76%
7.76%
4.01%
4.01%
CHEQ cheqd
11.7%
11.7%
CMDX Comdex
34.5%
34.5%
0.97%
0.97%
DASH Dash
5.49%
5.49%
DOT Polkadot
9.77%
9.77%
DSM Desmos
19.8%
19.8%
DVPN Sentinel
20.4%
20.4%
28.3%
28.3%
EROWAN SifChain
74.5%
74.5%
ETH Ethereum
3.28%
3.28%
ETHDYDX dYdX (ethDYDX)
<&nbsp;0.01%
<&nbsp;0.01%
EVMOS Evmos
35%
35%
EXRD e-Radix
8.38%
8.38%
FLOW Flow
8.93%
8.93%
FTM Fantom
1.58%
1.58%
GMX GMX
3.5%
3.5%
GRT The Graph
5.62%
5.62%
IRIS IRISnet
6.9%
6.9%
JUNO JUNO
28.9%
28.9%
KAVA Kava
15.1%
15.1%
<&nbsp;0.01%
<&nbsp;0.01%
KLV Klever
5.93%
5.93%
2.32%
2.32%
KSM Kusama
12.8%
12.8%
MINA Mina
10.4%
10.4%
7.24%
7.24%
NRG Energi
56.5%
56.5%
ONE Harmony
7.73%
7.73%
OSMO Osmosis
11.2%
11.2%
21.8%
21.8%
7.07%
7.07%
RUNE THORChain
22.7%
22.7%
SKL SKALE
10.9%
10.9%
SNX Synthetix
<&nbsp;0.01%
<&nbsp;0.01%
SOL Solana
4.35%
4.35%
STARS Stargaze
9.51%
9.51%
STX Stacks
11.4%
11.4%
SUI Sui
4.97%
4.97%
TRX TRON
3.48%
3.48%
18.4%
18.4%
21%
21%
XTZ Tezos
4.62%
4.62%
99.9%
99.9%
ZIL Zilliqa
12.9%
12.9%
<&nbsp;0.01%
<&nbsp;0.01%
Loading rates ...
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Company

Legal name
AQRU Plc
Legal name
Coinbase Global Inc
Year founded
2021
Year founded
2012
Country incorporated in
42
Country incorporated in
2
Headquarters country
1
Headquarters country
2
Platform token
Platform token
USDC
Decentralised
cross No
Decentralised
cross No
Number of employees
Number of employees
4100
Number of users
Number of users
73,000,000
Total assets under management
$50,000,000USD
Total assets under management
$5,860,000,000USD
Withdrawal time in hours
24hours
Withdrawal time in hours
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Products

Savings accounts
tick Yes
Savings accounts
tick Yes
Loans
cross No
Loans
tick Yes
Crypto to crypto exchange
tick Yes
Crypto to crypto exchange
tick Yes
Fiat to crypto exchange
tick Yes
Fiat to crypto exchange
tick Yes
Pro exchange marketplace
cross No
Pro exchange marketplace
cross No
Peer to peer exchange
cross No
Peer to peer exchange
cross No
Margin trading
cross No
Margin trading
cross No
Corporate accounts
tick Yes
Corporate accounts
tick Yes
Instantly buy crypto with fiat
tick Yes
Instantly buy crypto with fiat
tick Yes
Integrated crypto wallet
tick Yes
Integrated crypto wallet
tick Yes
Crypto withdrawals to private wallet
tick Yes
Crypto withdrawals to private wallet
tick Yes
Fast account verification
tick Yes
Fast account verification
tick Yes
Futures exchange
cross No
Futures exchange
cross No
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Security

Insurance level
$30,000,000USD
Insurance level
Cold storage
Cold storage
tick Yes
Cold storage custodian
Fireblocks
Cold storage custodian
Two factor authentication
tick Yes
Two factor authentication
tick Yes
Loan over collateralisation percent
Over 100% over-collateralisation
Loan over collateralisation percent
Credit check
cross No
Credit check
cross No
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Support

24/7 support
cross No
24/7 support
tick Yes
Email support
tick Yes
Email support
cross No
Phone support
cross No
Phone support
tick Yes
Chat support
tick Yes
Chat support
tick Yes
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Fees

Exchange fees
0.35% flat rate
Exchange fees
Fiat deposit fee
tick Free
Fiat deposit fee
tick Free
Fiat withdrawal fee
tick Free
Fiat withdrawal fee
tick Free
Crypto deposit fee
tick Free
Crypto deposit fee
tick Free
Withdrawal process
Withdrawls are processed every day at 2pm UTC. Any withdrawl request prior to this time will have to wait until 2pm UTC before it is processed. In our experience withdrawls are completed within an hour after 2pm.
Withdrawal process
Withdrawal time
24 hours
Withdrawal time
Crypto withdrawal fee
$10 for bitcoin and $20 for other cryptos
Crypto withdrawal fee
tick Free
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Investment Strategy

DeFi products
tick Yes
DeFi products
Independent proof of reserves
cross No
Independent proof of reserves
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Registrations & Regulation

Know your customer
tick Yes
Know your customer
tick Yes
Regulators
Accru is registered as a Cryptoasset service provider with the Bulgarian National Revenue Agency. Accru has a pending application with the UK Financial Conduct Authority for approval as a crypto asset business
Regulators
Coinbase is licensed in most US jurisdictions, is registered as a money services business with FinCEN and is regulated by the FCA in the UK.
Bulgarian National Revenue Agency
tick Yes
Bulgarian National Revenue Agency
Connecticut - Money Transmitter License
Connecticut - Money Transmitter License
tick Yes
Georgia - Seller of Payment Instructions
Georgia - Seller of Payment Instructions
tick Yes
Idaho - Department of Finance - Money Transmitter License
Idaho - Department of Finance - Money Transmitter License
tick Yes
Illinois - Department of Financial and Professional Regulation - Money Transmitter License
Illinois - Department of Financial and Professional Regulation - Money Transmitter License
tick Yes
Kansas - Office of the State Bank Commissioner - Money Transmitter License
Kansas - Office of the State Bank Commissioner - Money Transmitter License
tick Yes
Maryland - Money Transmitter License
Maryland - Money Transmitter License
tick Yes
Minnesota - Department of Commerce - Money Transmitter License
Minnesota - Department of Commerce - Money Transmitter License
tick Yes
North Carolina - Money Transmitter License
North Carolina - Money Transmitter License
tick Yes
Nebraska - Money Transmitter License
Nebraska - Money Transmitter License
tick Yes
New Hampshire - Banking Department - Money Transmitter License
New Hampshire - Banking Department - Money Transmitter License
tick Yes
New Jersey - Money Transmitter License
New Jersey - Money Transmitter License
tick Yes
Ohio - Money Transmitter License
Ohio - Money Transmitter License
tick Yes
Oregon - Division of Financial Regulation - Money Transmitter License
Oregon - Division of Financial Regulation - Money Transmitter License
tick Yes
Puerto Rico - Money Transmitter License
Puerto Rico - Money Transmitter License
tick Yes
South Carolina - Money Transmitter License
South Carolina - Money Transmitter License
tick Yes
Tennessee - Money Transmitter License
Tennessee - Money Transmitter License
tick Yes
Washington - Money Transmitter License
Washington - Money Transmitter License
tick Yes
Mississippi - Department of Banking and Consumer Finance - Money Transmitter License
Mississippi - Department of Banking and Consumer Finance - Money Transmitter License
tick Yes
Alabama - Sale of Checks License
Alabama - Sale of Checks License
tick Yes
Alaska - Money Transmitter License
Alaska - Money Transmitter License
tick Yes
Arizona - Money Transmitter
Arizona - Money Transmitter
tick Yes
Arkansas - Money Transmission License
Arkansas - Money Transmission License
tick Yes
Delaware - Sale of Checks and Transmission of Money
Delaware - Sale of Checks and Transmission of Money
tick Yes
District of Columbia - Money Transmitter License
District of Columbia - Money Transmitter License
tick Yes
Florida - Money Transmitters Part II
Florida - Money Transmitters Part II
tick Yes
Iowa - Money Services License
Iowa - Money Services License
tick Yes
Louisiana - Money Transmitter License
Louisiana - Money Transmitter License
tick Yes
Maine - Money Transmitter License
Maine - Money Transmitter License
tick Yes
Michigan - Money Transmitter License
Michigan - Money Transmitter License
tick Yes
New Mexico - Money Transmission License
New Mexico - Money Transmission License
tick Yes
Oklahoma - DOB Money Transmission License
Oklahoma - DOB Money Transmission License
tick Yes
South Dakota - Money Transmitter License
South Dakota - Money Transmitter License
tick Yes
Texas - DOB Money Transmitter License
Texas - DOB Money Transmitter License
tick Yes
West Virginia - Money Transmitter License
West Virginia - Money Transmitter License
tick Yes
Colorado - Money Transmission License
Colorado - Money Transmission License
tick Yes
Kentucky - Money Transmission License
Kentucky - Money Transmission License
tick Yes
Nevada - Money Transmitter
Nevada - Money Transmitter
tick Yes
New York - Money Transmission License
New York - Money Transmission License
tick Yes
New York - Virtual Currency License
New York - Virtual Currency License
tick Yes
Pennsylvania - Money Transmitter License
Pennsylvania - Money Transmitter License
tick Yes
Rhode Island - Electronic Money Transfers
Rhode Island - Electronic Money Transfers
tick Yes
Rhode Island - Sales of Checks
Rhode Island - Sales of Checks
tick Yes
Vermont - Money Transmitter
Vermont - Money Transmitter
tick Yes
Virginia - Money Transmitter License
Virginia - Money Transmitter License
tick Yes
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Important Message Definda does not provide any financial advice. All information is provided for research purposes only. DeFi is a rapidly evolving industry. Most businesses in the sector are very young and it is possible that some of them could go out of business in the future. Such an event could result in the loss of your investment. You should do your own research or consult a financial advisor before investing any money. Please read and satisfy yourself with our terms before continuing to use our website. We offer a free impartial comparison service of savings, loans and other DeFi products. We may receive a small commission from some of the companies listed, but this never influences our rankings. If you spot any errors in the information listed then please contact us at info@definda.com.

Why Compare With Definda?

tick Completely Impartial

We always rank and compare products objectively and impartially.

tick Careful Research

We carefully research products for legitimacy before adding them to the platform.

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We never sell or disclose your data to anyone.

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