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Home Platforms AQRU vs Kraken

Compare AQRU vs Kraken

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Pros & Cons

tick Simple, easy to use interface.
tick Competitive exchange rates.
tick Competitive interest rates for large deposits.
tick Clear ownership structure and regulatory status.
tick Run by strong, professional team.
tick No tiered savings rates. Rate applies to entire balance.
tick Higher rating on Trustpilot than Kraken (4 vs 2.2 stars)
tick Account verification in less than 1 hour available on AQRU but not on Kraken
tick One of the biggest crypto exchanges in the world
tick Large selection of supported cryptocurrencies
tick Very competitive maker and taker fees
tick Available in almost all countries
tick Higher average review rating than AQRU (80% vs 80%)
tick More reviews than AQRU (19,858 vs 138 reviews)
tick Been in business longer than AQRU (Founded 2011 vs 2021)
tick Has less assets under management than AQRU
tick Futures exchange available on Kraken but not on AQRU
tick Pro exchange marketplace available on Kraken but not on AQRU
tick Margin trading available on Kraken but not on AQRU
tick Has 24/7 support but AQRU doesn't
tick Has phone support but AQRU doesn't
tick Interface supports French, Japanese, Turkish, Vietnamese, Portuguese-Portuguese, Spanish, Simplified Chinese, Russian, Italian and Filipino whereas AQRU doesn't
Savings Rates
tick AQRU will pay interest on 3 stable coin deposits not offered by Kraken:
tick AQRU has a higher base saving rate for Bitcoin (BTC) (1% vs 0.25%)
1 more savings rates pro ...
Savings Rates
tick Kraken has a higher base saving rate for Ethereum (ETH) (5.5% vs 5%)
tick Kraken will pay interest on 10 crypto currency deposits not offered by AQRU:
1 more savings rates pro ...
cross High $20 fee for crypto withdrawls.
cross Limited number of coins supported.
cross Loans not available.
cross Need to manually fund savings accounts rather all deposits automatically earning interest.
cross A bit complex for beginners
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Reviews

80% based on 138 reviews
80% based on 19,858 reviews
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Savings Rates

The table below compares the savings rates for AQRU and Kraken. Enter the amount you intend to deposit to get a more detailed comparison.
Stable Coins
DAI Dai
3% APY
3% APY
USDC USD Coin
7% APY
7% APY
USDT Tether
3% APY
3% APY
Crypto Currencies
BTC Bitcoin
1% APY
1% APY
ETH Ethereum
5% APY
5% APY
Loading rates ...
Stable Coins
Crypto Currencies
ADA Cardano
5% APR
5% APR
ALGO Algorand
4.75% APR
4.75% APR
ATOM Cosmos
7.5% APR
7.5% APR
BTC Bitcoin
0.25% APR
0.25% APR
DOT Polkadot
12% APR
12% APR
ETH Ethereum
5.5% APR
5.5% APR
FLOW Flow
7.5% APR
7.5% APR
KAVA Kava
23% APR
23% APR
KSM Kusama
18% APR
18% APR
MINA Mina
16% APR
16% APR
SOL Solana
6.5% APR
6.5% APR
XTZ Tezos
4.7% APR
4.7% APR
Loading rates ...
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Loans Rates

The table below compares the loan rates for AQRU and Kraken. Enter the amount you intend to borrow to get a more detailed comparison.
No loan rates found
Loading rates ...
No loan rates found
Loading rates ...
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Company

Legal name
AQRU Plc
Legal name
Payward Inc
Year founded
2021
Year founded
2011
Country incorporated in
42
Country incorporated in
2
Headquarters country
1
Headquarters country
2
Centralised
tick Yes
Centralised
tick Yes
Number of employees
Number of employees
250
Number of users
Number of users
4,000,000
Total assets under management
$50,000,000USD
Total assets under management
$10,000,000,000USD
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Products

Futures exchange
cross No
Futures exchange
tick Yes
Savings accounts
tick Yes
Savings accounts
tick Yes
Loans
cross No
Loans
cross No
Crypto to crypto exchange
tick Yes
Crypto to crypto exchange
tick Yes
Fiat to crypto exchange
tick Yes
Fiat to crypto exchange
tick Yes
Pro exchange marketplace
cross No
Pro exchange marketplace
tick Yes
Peer to peer exchange
cross No
Peer to peer exchange
cross No
Margin trading
cross No
Margin trading
tick Yes
Corporate accounts
tick Yes
Corporate accounts
tick Yes
Instantly buy crypto with fiat
tick Yes
Instantly buy crypto with fiat
tick Yes
Integrated crypto wallet
tick Yes
Integrated crypto wallet
tick Yes
Fast account verification
tick Yes
Fast account verification
cross No
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Security

Insurance level
$30,000,000USD
Insurance level
Cold storage
Cold storage
tick Yes
Cold storage custodian
Fireblocks
Cold storage custodian
Self custody
Two factor authentication
tick Yes
Two factor authentication
tick Yes
Loan over collateralisation percent
Over 100% over-collateralisation%
Loan over collateralisation percent
Credit check
cross No
Credit check
cross No
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Support

24/7 support
cross No
24/7 support
tick Yes
Email support
tick Yes
Email support
tick Yes
Phone support
cross No
Phone support
tick Yes
Chat support
tick Yes
Chat support
tick Yes
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Fees

Maker fee
Maker fee
0%
Taker fee
Taker fee
0%
Exchange fees
0.35% flat rate
Exchange fees
Maker and taker fees vary by 30 day trade volume and go as low as 0% maker fee and 0.1% taker fee for traders exchanging more than $10,000,000 per month
Fiat deposit fee
tick Free
Fiat deposit fee
tick Free
Crypto deposit fee
tick Free
Crypto deposit fee
tick Free
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Investment Strategy

DeFi products
tick Yes
DeFi products
Independent proof of reserves
cross No
Independent proof of reserves
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Registrations & Regulation

Know your customer
tick Yes
Know your customer
tick Yes
Regulators
Accru is registered as a Cryptoasset service provider with the Bulgarian National Revenue Agency. Accru has a pending application with the UK Financial Conduct Authority for approval as a crypto asset business
Regulators
Regulated by FinCEN in the USA, FINTRAC in Canada, FCA in the UK, the Australian Transaction Reports and Analysis Centre in Australia and the FSA in Japan
Bulgarian National Revenue Agency
tick Yes
Bulgarian National Revenue Agency
Financial Crimes Enforcement Network
Financial Crimes Enforcement Network
tick Yes
Financial Conduct Authority
Financial Conduct Authority
tick Yes
Financial Transactions and Reports Analysis Centre of Canada - Money Service Business Registration
Financial Transactions and Reports Analysis Centre of Canada - Money Service Business Registration
tick Yes
Australian Securities and Investment Commission - Registration as Foreign Company
Australian Securities and Investment Commission - Registration as Foreign Company
tick Yes
Financial Services Agency - Crypto Asset Exchange Operator
Financial Services Agency - Crypto Asset Exchange Operator
tick Yes
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Other Platform Comparisons

Important Message Definda does not provide any financial advice. All information is provided for research purposes only. DeFi is a rapidly evolving industry. Most businesses in the sector are very young and it is possible that some of them could go out of business in the future. Such an event could result in the loss of your investment. You should do your own research or consult a financial advisor before investing any money. Please read and satisfy yourself with our terms before continuing to use our website. We offer a free impartial comparison service of savings, loans and other DeFi products. We may receive a small commission from some of the companies listed, but this never influences our rankings. If you spot any errors in the information listed then please contact us at info@definda.com.

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