Sign In
Sign Up
DeFinda Logo
Find & Compare DeFi Products
usd logo USD
Home Platforms AQRU vs Ledn

Compare AQRU vs Ledn

vs
Add / remove platforms

Pros & Cons

tick Simple, easy to use interface
tick Competitive exchange rates
tick Competitive interest rates for large deposits
tick Clear ownership structure and regulatory status
tick Fiat exchange available on AQRU but not on Ledn
tick Offers corporate accounts but Ledn doesn't
tick Instantly buy crypto with fiat on AQRU but not on Ledn
tick Ultra simple model
tick No hidden fees
tick Only one interest payment at end of 12 month term required on loans
tick Automatically buy more bitcoin with a loan secured against your existing bitcoin
tick Proof of company crypto reserves provided by major accountancy firm
tick Higher average review rating than AQRU (88% vs 81%)
tick More reviews than AQRU (640 vs 76 reviews)
tick Higher rating on Trustpilot than AQRU (4.7 vs 4.1 stars)
tick Been in business longer than AQRU (Founded 2018 vs 2021)
tick Offers loans but AQRU doesn't
tick Has a lower level of insurance than AQRU
tick Interface supports Portuguese-Portuguese and Spanish whereas AQRU doesn't
Savings Rates
tick AQRU will pay interest on 2 stable coin deposits not offered by Ledn:
tick AQRU will pay interest on Ethereum (ETH) crypto currency deposits whereas Ledn does not
1 more savings rates pro ...
Savings Rates
tick Ledn has a higher base saving rate for USD Coin (USDC) (7.5% vs 7%)
tick Ledn has a higher base saving rate for Bitcoin (BTC) (2% vs 1%)
1 more savings rates pro ...
cross High $20 fee for crypto withdrawls
cross Limited number of coins supported
cross Difficult to view / download earnings history
cross Mobile app has very limited functionality
cross Savings rates only available fro BTC and USDC
cross Much lower savings rates for large BTC deposits
cross Bitcoin is only token acceptable as loan collateral
Go To Platform
Go To Platform

Reviews

81% based on 76 reviews
88% based on 640 reviews
Go To Platform
Go To Platform

Savings Rates

The table below compares the savings rates for AQRU and Ledn. Enter the amount you intend to deposit to get a more detailed comparison.
Stable Coins
DAI Dai
3% APY
3% APY
USDC USD Coin
7% APY
7% APY
USDT Tether
3% APY
3% APY
Crypto Currencies
BTC Bitcoin
1% APY
1% APY
ETH Ethereum
1% APY
1% APY
Loading rates ...
Stable Coins
USDC USD Coin
7.5% APY
7.5% APY
Crypto Currencies
BTC Bitcoin
2% - 5.25% APY
2% - 5.25% APY
Loading rates ...
Go To Platform
Go To Platform

Loans Rates

The table below compares the loan rates for AQRU and Ledn. Enter the amount you intend to borrow to get a more detailed comparison.
Go To Platform
Go To Platform

Company

Legal name
AQRU Plc
Legal name
Ledn Inc
Year founded
2021
Year founded
2018
Country incorporated in
42
Country incorporated in
47
Headquarters country
1
Headquarters country
47
Centralised
tick Yes
Centralised
tick Yes
Number of employees
Number of employees
40
Total assets under management
Total assets under management
$1,000,000,000USD
Go To Platform
Go To Platform

Products

Futures exchange
cross No
Futures exchange
Savings accounts
tick Yes
Savings accounts
tick Yes
Loans
cross No
Loans
tick Yes
Crypto to crypto exchange
tick Yes
Crypto to crypto exchange
tick Yes
Fiat to crypto exchange
tick Yes
Fiat to crypto exchange
cross No
Pro exchange marketplace
cross No
Pro exchange marketplace
cross No
Peer to peer exchange
cross No
Peer to peer exchange
cross No
Margin trading
cross No
Margin trading
Corporate accounts
tick Yes
Corporate accounts
cross No
Instantly buy crypto with fiat
tick Yes
Instantly buy crypto with fiat
cross No
Integrated crypto wallet
tick Yes
Integrated crypto wallet
tick Yes
Crypto withdrawls to private wallet
tick Yes
Crypto withdrawls to private wallet
tick Yes
Fast account verification
tick Yes
Fast account verification
tick Yes
Go To Platform
Go To Platform

Security

Insurance level
$30,000,000USD
Insurance level
$100,000,000USD
Cold storage
Cold storage
tick Yes
Cold storage custodian
Fireblocks
Cold storage custodian
BitGo
Two factor authentication
tick Yes
Two factor authentication
tick Yes
Loan over collateralisation percent
Over 100% over-collateralisation%
Loan over collateralisation percent
Credit check
cross No
Credit check
cross No
Go To Platform
Go To Platform

Support

24/7 support
cross No
24/7 support
cross No
Email support
tick Yes
Email support
tick Yes
Phone support
cross No
Phone support
cross No
Chat support
tick Yes
Chat support
tick Yes
Go To Platform
Go To Platform

Fees

Exchange fees
Exchange fees
0% exchange fees
Fiat deposit fee
tick Free
Fiat deposit fee
Fiat deposits not accepted
Fiat withdrawl fee
tick Free
Fiat withdrawl fee
Fiat deposits not accepted
Crypto deposit fee
tick Free
Crypto deposit fee
Crypto withdrawl fee
$20 withdrawl fee
Crypto withdrawl fee
35 USDC per withdrawl
Savings crypto account withdrawl limit
Savings crypto account withdrawl limit
Up to 1,000,000 USDC every 7 days and up to 100 BTC every 7 days
Savings fiat account withdrawl limit
Savings fiat account withdrawl limit
No fiat savings withdrawls
Go To Platform
Go To Platform

Registrations & Regulation

Know your customer
tick Yes
Know your customer
tick Yes
Regulators
Accru is registered as a Cryptoasset service provider with the Bulgarian National Revenue Agency. Accru has a pending application with the UK Financial Conduct Authority for approval as a crypto asset business
Regulators
Bulgarian National Revenue Agency
tick Yes
Bulgarian National Revenue Agency
Go To Platform
Go To Platform

Other Platform Comparisons

Important Message Definda does not provide any financial advice. All information is provided for research purposes only. DeFi is a rapidly evolving industry. Most businesses in the sector are very young and it is possible that some of them could go out of business in the future. Such an event could result in the loss of your investment. You should do your own research or consult a financial advisor before investing any money. Please read and satisfy yourself with our terms before continuing to use our website. We offer a free impartial comparison service of savings, loans and other DeFi products. We may receive a small commission from some of the companies listed, but this never influences our rankings. If you spot any errors in the information listed then please contact us at info@definda.com.

Why Compare With Definda?

tick Completely Impartial

We always rank and compare products objectively and impartially.

tick Careful Research

We carefully research products for legitimacy before adding them to the platform.

tick We Never Sell Your Data

We never sell or disclose your data to anyone.

© DeFinda 2022