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Introducing The Definda Score

Email newsletter issued 28 Jul 2022 - Subscribe

Did you know that we test every crypto platform thoroughly before listing them on DeFinda? We use the wallets, try the savings and loan products, do some exchanges and make some withdrawals. All this information is summarised in our detailed platform reviews.

Now to make it even easier to compare platforms, we have added DeFinda Scores to our reviews.

The DeFinda Score shows at a glance how strong each platform is in each of the key aspects that we assess. Each aspect is assessed objectively and impartially, and we provide a detailed report explaining how each score was arrived at. We have paid particular attention to risk management and withdrawals, two key issues over the recent months.

Each platform has its own unique strengths and weaknesses. Some platforms have focused on excellent savings rates, but a small selection of cryptos. Others have focused on supporting as many cryptos as possible but offer less competitive rates. Our side by side comparisons show at a glance where these strengths and weaknesses lie.

You can do your own side by side comparisons of any platform just by ticking the compare box on the platforms page:

AQRU Ten

AQRU continues to launch new products at a pace. This week they have launched AQRU Ten, which is effectively a fund of the top ten cryptocurrencies, excluding stablecoins. By making a single investment you can gain exposure to a balanced portfolio of the top ten cryptocurrencies. 

AQRU claim that exposure to a balanced portfolio has outperformed holding Bitcoin alone.

The portfolio is balanced according to the marketcap of the top coins. Each week the portfolio is rebalanced on this basis. This means bitcoin will be your biggest holding, with ethereum second, and these two coins will make up the bulk of your investment. You will then have a small investment in the other top ten coins such as Solana and Cardano.

The product has a simple fee structure. There is a one off charge of 0.35% when you buy into the fund and another 0.35% fee when you sell the fund. There are no other fees associated with the product.

YouHodler Dual

YouHodler has also launched an interesting high-yield product this week. YouHodler Dual is an ultra short-term high yield investment product that allows you to take a position on a currency pair, with a guaranteed return irrespective of whether the pair increases or decreases in price.

The term of the investment is very short, ranging from just 12 hours to 2 days. The yield offered is very high, with some currency pairs offering yields of over 300% APR. The yield is stated on an annualised basis, so the actual yield that you earn for a one-day position will only be a fraction of this. Nonetheless, the yield being offered is substantial.

You are guaranteed to receive the yield irrespective of whether the price of the currency pair goes up or down. However, the currency you are paid out in varies depending on the price movement.

Let's say you take a position on the BTC/USDT pair. If the price of BTC measured in USDT goes up during the term then you will receive your payout in USDT. If the price goes down then you will receive your payout in BTC. Either way, you will receive the stated APR.

YouHodler Dual is an interesting product and offers substantial returns. However if you want to be sure that your investment currency (say BTC) is not converted into a different currency (say USDT) at the end of the term then this might not be the right product for you.

Finally, the market seems to be holding steady this week and maybe even showing some slight optimism. The FED is hinting that there aren't too many more rate rises to come, and contagion from the various crypto crises earlier this year is hopefully coming to an end.

We welcome any feedback, so please just email us at info@definda.com if you'd like to get in touch.

Matt & the DeFinda team

Best Instant Access Bitcoin Staking Yields

This week's best instant access Bitcoin staking yields. The table shows the maximum deposit that the rate is available for. Deposits above these levels will typically attract lower rates.
DeFi 34.7% APY Unlimited Go
DeFi 24.8% APY Unlimited Go
DeFi 20.9% APY Unlimited Go
DeFi   18% APY Unlimited Go
DeFi 15.4% APY Unlimited Go
DeFi 8.22% APY Unlimited Go
CeFi 7.39% APY Unlimited Go
DeFi 7.35% APY Unlimited Go
CeFi 6.52% APY Unlimited Go
CeFi    6% APY Up To 0.1 BTC Go
CeFi  5.2% APY Unlimited Go
CeFi    4% APR Up To 0.1 BTC Go
CeFi    4% APY Up To 1.081 BTC Go
DeFi 3.99% APY Unlimited Go
DeFi 3.96% APY Unlimited Go
DeFi 3.12% APY Unlimited Go
CeFi    3% APR Up To 4.322 BTC Go
DeFi  2.9% APY Unlimited Go
CeFi  1.6% APR Up To 1.297 BTC Go
DeFi 1.55% APY Unlimited Go
CeFi  1.5% APY Up To 0.01 BTC Go
CeFi  1.5% APR Unlimited Go
CeFi 1.38% APY Unlimited Go
DeFi 0.983% APY Unlimited Go
CeFi 0.25% APR Unlimited Go
CeFi 0.0286% APY Unlimited Go
CeFi 0.00032% APY Unlimited Go
CeFi     % APY Unlimited Go
View All Bitcoin Staking Yields

Highest Altcoin Yields

This week's highest yielding altcoins. These are highest yields we could find across all our listed crypto platforms.
2,220% APY Go
1,370% APY Go
1,130% APY Go
429% APY Go
236% APY Go
208% APY Go
157% APY Go
136% APY Go
121% APY Go
117% APY Go
Note: Whilst some coins offer high yield it is important to consider the price trend of the coin and its fundamentals. Yield income could be offset by a drop in the value of the coin.
View All Coin Staking Yields

Cheapest Crypto Loan Rates

This week's cheapest loan rates from the thousands of crypto loan products that we track. Use our loan calculator to fully explore available loan, collateral, LTV and term options. We have included just one example loan from AAVE, but AAVE offers many other highly competitive loan rates.
LTV Collateral Accepted Rate
50% 0.00178% APY Go
20% 4.5% APR Go
35% 5.5% APR Go
50% 6.5% APR Go
70% 7.5% APR Go
50% 7.9% APR Go
50% 12% APR Go
25% 13.9% APR Go
30% 13.9% APR Go
33% 13.9% APR Go
View All Loans

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Latest Crypto Deals

Get $100 free in USDC when you deposit $2,000
Enter promo code: 9S39TN
When you deposit $11,000
Enter promo code: HPYBDY
When you deposit $1,000 or more in CRO
Enter promo code: ugmfpp539h
When you take out a loan
When you deposit $100 or more in assets on the platform
Earn $10 USD for any friend that you refer to Kraken
When you buy or sell more than $100
When you buy or sell £100 in crypto
Enter promo code: 49TMGG
When you take out a Binance card
Earn 0.2% of every exchange amount, 0.2% of every loan amount, and 0.1% monthly of every interest account deposit made by friends your refer to Coinloan
View All Deals

Biggest 7 Day Crypto Price Movements

The biggest price increases and decreases this week across the top 100 cryptos. Change in price over the last 7 days shown.
Gainers Losers
dYdX logo DYDX 68% Lido DAO logo LDO -19%
Mina logo MINA 39.5% Flow logo FLOW -14.4%
Fantom logo FTM 27.5% Kava logo KAVA -11.9%
Aptos logo APT 25% BitDAO logo BIT -10.1%
Dash logo DASH 18% Axie Infinity logo AXS -9.8%
GMX logo GMX 11.2% Quant logo QNT -9.5%
Convex Finance logo CVX 11.1% Synthetix logo SNX -9%
Trust Wallet Token logo TWT 10.9% Maker logo MKR -8.1%
Polygon logo MATIC 10.8% Terra logo LUNA -7.5%
Avalanche logo AVAX 9.8% Chiliz logo CHZ -7.4%

Biggest 7 Day Movements Against BTC

The biggest 7 day price increases and decreases of the top 100 altcoins against bitcoin. This shows whether an altcoin has done better or worse than bitcoin over the last 7 days.
Gainers Losers
dYdX logo DYDX 67.4% Flow logo FLOW -15%
Mina logo MINA 45.2% Lido DAO logo LDO -12.1%
Aptos logo APT 33.4% Synthetix logo SNX -10.5%
Fantom logo FTM 26.2% Helium logo HNT -9.7%
Dash logo DASH 20.6% NEAR Protocol logo NEAR -9.4%
Loopring logo LRC 12.7% Axie Infinity logo AXS -8.6%
Polygon logo MATIC 11.7% BitDAO logo BIT -8.5%
Convex Finance logo CVX 11.1% Terra logo LUNA -7.9%
Avalanche logo AVAX 10.8% Stacks logo STX -7.9%
Trust Wallet Token logo TWT 10.4% EthereumPoW logo ETHW -7.9%
View All Coins
Important Message Definda does not provide any financial advice. All information is provided for research purposes only. DeFi is a rapidly evolving industry. Most businesses in the sector are very young and it is possible that some of them could go out of business in the future. Such an event could result in the loss of your investment. You should do your own research or consult a financial advisor before investing any money. Please read and satisfy yourself with our terms before continuing to use our website. We offer a free impartial comparison service of savings, loans and other DeFi products. We may receive a small commission from some of the companies listed, but this never influences our rankings. If you spot any errors in the information listed then please contact us at info@definda.com.

Why Compare With Definda?

tick Completely Impartial

We always rank and compare products objectively and impartially.

tick Careful Research

We carefully research products for legitimacy before adding them to the platform.

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