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Home Crypto Staking Yields Stablecoin Staking Yields

Compare The Best Stablecoin Staking Yields
November 2022

EARN UP TO 5215.1% APY ON YOUR STABLECOINS. Many platforms offer excellent yields on stablecoins. Staking a proportion of your crypto portfolio to stablecoins and investing the coins in yield bearing savings accounts can be an excellent way of building your crypto wealth.
DeFi
2,243 crypto investments monitored
Platform Reviews Features / TVL Interest Rate
CeFi
United States
94%
Compare
$10 free Bitcoin when you buy or sell more than $100. View all Coinbase deals
tickThe largest crypto exchange in the US
tickSimple, easy to understand interface
tickFully regulated in the US
2.83%
APY
Interest paid DAILY
Go To SiteGo
CeFi
Lithuania
94%
Compare
10% off fees 10% off trading fees. CodeClick to Reveal Code View all Binance deals
tickThe biggest crypto platform in the world
tickHuge array of innovative crypto related services
tickHigh liquidity exchange offers competitive rates
UP TO
6%
APY
Interest paid DAILY
Go To SiteGo
CeFi
Hong Kong
88%
Compare
$50 free CRO when you deposit $1,000 or more in CRO. CodeClick to Reveal Code View all Crypto.com deals
tickFully comprehensive suite of crypto services.
tickAutomatically buy cryptos on a fixed schedule - great for dollar cost averaging.
tickRegulated & trustworthy.
UP TO
0.55%
APR
Interest paid WEEKLY
Go To SiteGo
CeFi
United Kingdom
81%
Compare
£10 Free BTC when you buy or sell £100 in crypto. CodeClick to Reveal Code View all Luno deals
tickEasy to use mobile and web apps
tickGreat for beginners
tickStrong support in a number of developing countries
7.6%
APR
Interest paid MONTHLY
Go To SiteGo
DeFi
83%
Compare
tick$131,821,091 USD currently invested (TVL)
tickInvestments in 26 coin pairs available
tickOperating on Elrond protocol
29.9%
APY
Interest paid DAILY
Go To SiteGo
DeFi
98%
Compare
tickThe platform is blockchain agnostic
tickUsers have full controll over their assets
tickUsers benefit platform’s revenue by staking LRC
UP TO
4.24%
APY
Interest paid DAILY
Go To SiteGo
CeFi
Bulgaria
76%
Compare
$25 Free BTC When you deposit $100 or more in assets on the platform. View all Nexo deals
tickVery simple & easy to use
tickNo hidden fees
tickInterest paid daily
UP TO
20%
APR
Interest paid DAILY
Go To SiteGo
DeFi
88%
Compare
tick$184,730,178 USD currently invested (TVL)
tickInvestments in 58 coin pairs available
tickOperating on DeFichain protocol
UP TO
27.9%
APY
Interest paid DAILY
Go To SiteGo
CeFi
United States
63%
Compare
Get $250 free BTC when you deposit $100,000. CodeClick to Reveal Code View all BlockFi deals
tickTransfers in and out of savings account are instant
tickGood customer support including phone support
tickOne of the only major platforms to be based in and fully regulated in the US
UP TO
8.75%
APY
Interest paid MONTHLY
Go To SiteGo
CeFi
Estonia
90%
Compare
Earn 0.1% cashback on every exchange and loan + 0.05% monthly cashback on savings. View all Coinloan deals
tickHigh LTV of up to 70% available on loans
tickHigh savings account interest rates
tickDaily compound interest
UP TO
12.3%
APY
Interest paid MONTHLY
Go To SiteGo
DeFi
65%
Compare
tick$2,957,909,815 USD currently invested (TVL)
tickInvestments in 105 coin pairs available
tickOperating on Binance Smart Chain protocol
UP TO
139%
APY
Interest paid DAILY
Go To SiteGo
CeFi
Singapore
81%
Compare
Free 70 USDT When you deposit $11,000. CodeClick to Reveal Code View all Hodlnaut deals
tickVery simple easy to understand interface
tickInterest accrued daily and paid out weekly
tickEnhanced interest rates available for big depositors (over 100 BTC)
UP TO
7%
APR
Interest paid WEEKLY
Go To SiteGo
DeFi
66%
Compare
tick$920,248,842 USD currently invested (TVL)
tickInvestments in 1,271 coin pairs available
tickSupports 4 protocols including Arbitrum, Ethereum and Polygon
UP TO
762%
APY
Interest paid DAILY
Go To SiteGo
DeFi
95%
Compare
tick$91,749,723 USD currently invested (TVL)
tickInvestments in 90 coin pairs available
tickSupports 7 protocols including Arbitrum, Ethereum and Binance Smart Chain
UP TO
109%
APY
Interest paid DAILY
Go To SiteGo
DeFi
83%
Compare
tick$70,305,618 USD currently invested (TVL)
UP TO
0.255%
APY
Interest paid DAILY
Go To SiteGo
CeFi
Switzerland
91%
Compare
tickVery high LTV up to 90% available on loans
tickInnovative Multi-HODL product allows market speculation with savings funds
tickTurbocharge allows highly leveraged speculation on crypto assets with multiple loans on one deposit of collateral
8%
APR
Interest paid WEEKLY
Go To SiteGo
CeFi
Canada
60%
Compare
$25 USDC cashback when you take out a loan. View all Ledn deals
tickUltra simple model
tickNo hidden fees
tickOnly one interest payment at end of 12 month term required on loans
8%
APY
Interest paid MONTHLY
Go To SiteGo
DeFi
83%
Compare
tick$188,879,738 USD currently invested (TVL)
tickInvestments in 81 coin pairs available
tickOperating on Binance Smart Chain protocol
UP TO
71.3%
APY
Interest paid DAILY
Go To SiteGo
DeFi
66%
Compare
tick$161,811,075 USD currently invested (TVL)
tickInvestments in 417 coin pairs available
tickOperating on Polygon protocol
UP TO
2090%
APY
Interest paid DAILY
Go To SiteGo
DeFi
68%
Compare
tick$86,120,023 USD currently invested (TVL)
tickInvestments in 44 coin pairs available
tickOperating on Fantom Opera protocol
UP TO
44.6%
APY
Interest paid DAILY
Go To SiteGo
DeFi
72%
Compare
tick$50,145,446 USD currently invested (TVL)
tickInvestments in 215 coin pairs available
tickOperating on Solana protocol
UP TO
110%
APY
Interest paid DAILY
Go To SiteGo
DeFi
70%
Compare
tick$3,593,059,399 USD currently invested (TVL)
tickInvestments in 219 coin pairs available
tickSupports 7 protocols including Arbitrum, Ethereum and Polygon
UP TO
14.5%
APY
Interest paid DAILY
Go To SiteGo
DeFi
83%
Compare
tick$1,311,914 USD currently invested (TVL)
tickInvestments in 10 coin pairs available
tickOperating on Carbon protocol
UP TO
38.7%
APY
Interest paid DAILY
Go To SiteGo
DeFi
91%
Compare
tick$281,065,932 USD currently invested (TVL)
tickInvestments in 49 coin pairs available
tickSupports protocols including Binance Smart Chain and Fantom Opera
UP TO
58.7%
APY
Interest paid DAILY
Go To SiteGo
CeFi
United Kingdom
80%
Compare
$100 USDC free Get $100 free in USDC when you deposit $2,000. CodeClick to Reveal Code View all AQRU deals
tickSimple, easy to use interface.
tickCompetitive exchange rates.
tickCompetitive interest rates for large deposits.
1%
APY
Interest paid EVERY SECOND
Go To SiteGo
DeFi
69%
Compare
tick$25,147,014 USD currently invested (TVL)
tickInvestments in 77 coin pairs available
tickOperating on Avalanche C-Chain protocol
UP TO
8.91%
APY
Interest paid DAILY
Go To SiteGo
DeFi
United Kingdom
69%
Compare
69%
tickVery low loan rates available
tickNo origination or early redemption fees
tickInterest accrued every second
UP TO
3.33%
APY
Interest paid DAILY
Go To SiteGo
DeFi
58%
Compare
58%
tick$229,628,850 USD currently invested (TVL)
tickInvestments in 370 coin pairs available
tickSupports 15 protocols including Fuse Sparknet, Arbitrum and Binance Smart Chain
UP TO
367%
APY
Interest paid DAILY
Go To SiteGo
DeFi
77%
Compare
77%
tick$408,134,537 USD currently invested (TVL)
tickInvestments in 441 coin pairs available
tickSupports 4 protocols including Arbitrum, Ethereum and Polygon
UP TO
75%
APY
Interest paid DAILY
Go To SiteGo
DeFi
80%
Compare
80%
tick$114,747,120 USD currently invested (TVL)
tickInvestments in 85 coin pairs available
tickSupports protocols including Binance Smart Chain and Huobi Eco Chain
UP TO
8.78%
APY
Interest paid DAILY
Go To SiteGo
DeFi
40%
Compare
40%
tick$1,899,381 USD currently invested (TVL)
tickInvestments in 20 coin pairs available
tickOperating on Polygon protocol
UP TO
102%
APY
Interest paid DAILY
Go To SiteGo
DeFi
96%
Compare
96%
tick$18,917,442 USD currently invested (TVL)
tickInvestments in 26 coin pairs available
tickSupports protocols including Binance Smart Chain and Avalanche C-Chain
UP TO
30.9%
APY
Interest paid DAILY
Go To SiteGo
DeFi
77%
Compare
77%
tick$14,539,856 USD currently invested (TVL)
tickInvestments in 73 coin pairs available
tickOperating on Binance Smart Chain protocol
UP TO
102%
APY
Interest paid DAILY
Go To SiteGo
DeFi
80%
Compare
80%
tick$47,961,808 USD currently invested (TVL)
tickInvestments in 26 coin pairs available
tickOperating on Ethereum protocol
UP TO
722%
APY
Interest paid DAILY
Go To SiteGo
DeFi
87%
Compare
87%
tick$1,474,154,184 USD currently invested (TVL)
tickInvestments in 162 coin pairs available
tickSupports protocols including Arbitrum, Ethereum and Polygon
UP TO
1340%
APY
Interest paid DAILY
Go To SiteGo
DeFi
60%
Compare
60%
tick$1,671,737 USD currently invested (TVL)
tickInvestments in 10 coin pairs available
tickOperating on Binance Smart Chain protocol
UP TO
54.6%
APY
Interest paid DAILY
Go To SiteGo
DeFi
83%
Compare
83%
tick$190,225,831 USD currently invested (TVL)
tickInvestments in 84 coin pairs available
tickOperating on Osmosis protocol
UP TO
46.9%
APY
Interest paid DAILY
Go To SiteGo
DeFi
98%
Compare
98%
tick$132,472,456 USD currently invested (TVL)
UP TO
811%
APY
Interest paid DAILY
Go To SiteGo
DeFi
97%
Compare
97%
tick$51,356,227 USD currently invested (TVL)
tickInvestments in 16 coin pairs available
tickSupports protocols including Ethereum, Polygon and Solana
UP TO
10.8%
APY
Interest paid DAILY
Go To SiteGo
DeFi
90%
Compare
90%
tick$1,057,658,416 USD currently invested (TVL)
tickInvestments in 24 coin pairs available
tickSupports 7 protocols including Arbitrum, Ethereum and Binance Smart Chain
UP TO
10.7%
APY
Interest paid DAILY
Go To SiteGo
DeFi
94%
Compare
94%
tick$85,282,509 USD currently invested (TVL)
tickInvestments in 21 coin pairs available
tickSupports 7 protocols including Bitcoin Cash, Doge and Bitcoin
0.76%
APY
Interest paid DAILY
Go To SiteGo
DeFi
5%
Compare
tick$2,786,695,746 USD currently invested (TVL)
tickInvestments in 1 coin pair available
tickOperating on Tron protocol
UP TO
5.32%
APY
Interest paid DAILY
Go To SiteGo
DeFi
90%
Compare
90%
tick$74,574,500 USD currently invested (TVL)
tickPioneering innovative crypto yield products
tickDiverse non-traditional crypto investment products
18%
APY
Interest paid DAILY
Go To SiteGo
DeFi
100%
Compare
100%
tick$57,105,029 USD currently invested (TVL)
tickInvestments in 26 coin pairs available
tickSupports protocols including Ethereum, Avalanche C-Chain and Fantom Opera
UP TO
19%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$11,635,814 USD currently invested (TVL)
tickInvestments in 24 coin pairs available
tickOperating on Aurora protocol
UP TO
9.88%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$69,484,343 USD currently invested (TVL)
tickInvestments in 67 coin pairs available
tickOperating on Optimism protocol
UP TO
169%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$1,184,712 USD currently invested (TVL)
tickInvestments in 16 coin pairs available
tickOperating on Polygon protocol
UP TO
23.9%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$195,169,778 USD currently invested (TVL)
tickInvestments in 19 coin pairs available
tickOperating on Cronos protocol
UP TO
11.5%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$670,694 USD currently invested (TVL)
tickInvestments in 19 coin pairs available
tickSupports 5 protocols including Binance Smart Chain, Polygon and Avalanche C-Chain
UP TO
793%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$741,825 USD currently invested (TVL)
tickInvestments in 10 coin pairs available
tickOperating on Binance Smart Chain protocol
UP TO
75.3%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$7,088,703 USD currently invested (TVL)
tickInvestments in 13 coin pairs available
tickOperating on Polygon protocol
UP TO
87.3%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$69,254,820 USD currently invested (TVL)
tickInvestments in 29 coin pairs available
tickOperating on Near protocol
UP TO
192%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$69,744,249 USD currently invested (TVL)
UP TO
5.81%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$1,329,061 USD currently invested (TVL)
tickInvestments in 18 coin pairs available
tickSupports protocols including Binance Smart Chain and Aurora
UP TO
35.4%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$6,747,962 USD currently invested (TVL)
UP TO
2.87%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$35,927,976 USD currently invested (TVL)
tickInvestments in 6 coin pairs available
tickSupports protocols including Arbitrum, Ethereum and Binance Smart Chain
UP TO
13.2%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$56,319,349 USD currently invested (TVL)
tickInvestments in 81 coin pairs available
tickSupports protocols including Fantom Opera and Optimism
UP TO
32.9%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$3,609,792 USD currently invested (TVL)
tickInvestments in 5 coin pairs available
tickOperating on Ethereum protocol
UP TO
101%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$27,128,308 USD currently invested (TVL)
tickInvestments in 20 coin pairs available
tickOperating on Avalanche C-Chain protocol
UP TO
22.5%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$24,832,787 USD currently invested (TVL)
tickInvestments in 64 coin pairs available
tickOperating on Polygon protocol
UP TO
23%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$5,333,572 USD currently invested (TVL)
UP TO
28.2%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$8,895,894 USD currently invested (TVL)
tickInvestments in 50 coin pairs available
tickSupports 4 protocols including Arbitrum, Ethereum and Polygon
UP TO
143%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$10,584,699 USD currently invested (TVL)
UP TO
1.78%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$15,108,085 USD currently invested (TVL)
tickInvestments in 162 coin pairs available
tickOperating on Avalanche C-Chain protocol
UP TO
2040%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$31,210,857 USD currently invested (TVL)
tickInvestments in 18 coin pairs available
tickOperating on Avalanche C-Chain protocol
UP TO
31.2%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Singapore
Compare
tick$36,608,245 USD currently invested (TVL)
tickInvestments in 125 coin pairs available
tickSupports 9 protocols including Binance Smart Chain, Polygon and Avalanche C-Chain
UP TO
90.4%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$51,792,309 USD currently invested (TVL)
tickInvestments in 20 coin pairs available
tickOperating on Ethereum protocol
4.3%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tickBuilt on Polygon Network
tickFaster and Cheaper transactions
tick$3,704,463 USD currently invested (TVL)
UP TO
13.7%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$3,002,570,034 USD currently invested (TVL)
tickInvestments in 97 coin pairs available
tickOperating on Ethereum protocol
UP TO
27.9%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$26,760,643 USD currently invested (TVL)
tickInvestments in 51 coin pairs available
tickSupports protocols including Fantom Opera and Optimism
UP TO
404%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$608,971,816 USD currently invested (TVL)
tickInvestments in 44 coin pairs available
tickSupports protocols including Ethereum, Polygon and Optimism
UP TO
31.5%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$16,335,764 USD currently invested (TVL)
tickInvestments in 1 coin pair available
tickOperating on Solana protocol
76.5%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$408,329,777 USD currently invested (TVL)
tickInvestments in 36 coin pairs available
tickOperating on Ethereum protocol
UP TO
169%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$13,008,250 USD currently invested (TVL)
tickInvestments in 15 coin pairs available
tickOperating on Solana protocol
UP TO
5220%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$41,115 USD currently invested (TVL)
11.6%
APY
Interest paid DAILY
Go To SiteGo
Important Message Definda does not provide any financial advice. All information is provided for research purposes only. DeFi is a rapidly evolving industry. Most businesses in the sector are very young and it is possible that some of them could go out of business in the future. Such an event could result in the loss of your investment. You should do your own research or consult a financial advisor before investing any money. Please read and satisfy yourself with our terms before continuing to use our website. We offer a free impartial comparison service of savings, loans and other DeFi products. We may receive a small commission from some of the companies listed, but this never influences our rankings. If you spot any errors in the information listed then please contact us at info@definda.com.

What are Stablecoins?

Stablecoins are a type of cryptocurrency that is designed to track the value of a non-crypto asset, for example fiat currencies such as the US Dollar, or a physical asset such as gold.

Whilst many cryptocurrencies such as Bitcoin offer features that make them a compelling investment choice, they do remain quite volatile in price. Some investors may choose to move part of their investment into a stablecoin as a means of protecting their wealth if they think the crypto market is falling.

Others may deliberately hold part of their portfolio in stablecoins in order to generate passive income from the high savings yields available, or to enable them to quickly move funds between exchanges to take advantage of arbitrage opportunities (difference in prices) between the exchanges.

 

What Is a Stablecoin Staking?

Defi platforms offer stablecoin staking besides other crypto staking. You can send fiat currencies to the defi and centralized crypto platforms and earn interest by holding them in a saving account.

The Federal Reserve of the United States issued Dollars and followed an expansive fiscal policy during the pandemic. Inflation rates have new highs and prices are going up constantly in the United States. This is very new for Americans. Interest rates offered by traditional banks are not satisfying anymore in 2021.

Defi platforms offer very competitive rates for stablecoins staking with very flexible terms and conditions. There are advantages and disadvantages of Defi platforms compared to traditional banks.

How Do Stablecoins Hold Their Value?

There are three main ways that stablecoins keep their value constant against non-crypto assets (e.g. the US Dollar):

Centralised vs Decentralised Stablecoins

One of the biggest appeals of the cryptocurrency space is its decentralised nature. No central controlling entity makes many cryptocurrencies highly censorship resistant and immune to government interference in their value.

When it comes to stablecoins some of these decentralisation benefits can be lost because a centralised issuing entity exists that manages the collateral.

For example one of the most popular and oldest stablecoins, Tether (USDT) is issued by a company, Tether Ltd. As a business that is holding traditional collateral on behalf of investors, Tether Ltd is required to comply with all the various money laundering and KYC rules. Whilst governments would argue that these rules are designed to protest investors, it does mean that Tether Ltd could freeze your funds if required to do so.

The crypto community recognises the centralisation problem that comes with some stablecoins and has established a number of innovative decentralised alternatives. MakerDAO is a Decentralised Autonomous Organisation (DAO) and as such there is no central entity. MakerDAO issues its own stablecoin, DAI, on the Etheruem blockchain. The value of the coin is automatically stabilised by smart contracts on the Ethereum blockchain meaning that no single entity is in control.

Why Are Stablecoin Yields so High?

Savings interest rates for stablecoins are amongst the highest available across all cryptocurrencies. The reason that platforms offer such high rates for stablecoins is that they have high demand for loans denominated in these currencies, particularly from institutional investors that are looking to borrow stablecoins in order to increase their leverage on speculative cryptocurrency trades.

What are the Advantages of a Stablecoin Staking?

Stablecoins have a much higher APR compared to fiat currencies. Crypto platforms offer interest rates up to 12% APR for stablecoin staking. Traditional banks offer very low APR. Enjoying the high yield available through stablecoin staking is a great way of fighting inflation.

The best thing about stablecoins is they have a stable price. The price of a stablecoin doesn’t fluctuate as the other cryptocurrencies make sharp moves. You can always withdraw stable coins to your bank account or send someone. There are many apps allowing you to send stablecoins. There are crypto debit and credit cards where you can spend stablecoins.

But of course, low risk brings a smaller yield. Make good research before deciding how you will use your savings. Make good research about the stablecoins issuer company.

What are the risks of Stablecoins?

Stablecoins are issued by private companies. They are not regulated and not federally protected. You should be aware of that before you invest in stablecoins. Especially centralized platforms can suddenly interfere with your and block your funds. They can require you to do identity verification and KYC. Go to our Platforms page and learn more about centralized and decentralized platforms before deciding to open a stable coin saving account.

Platform Comparisons

Article by Yunis
20 July 2021 (Updated 27 November 2022)

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