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Compare The Highest Yield Bitcoin Staking Yields
December 2022

EARN UP TO 28.6% APY ON YOUR BITCOIN. You could start earning a substantial passive income on your idle BTC with Bitcoin yield farming. Stake your Bitcoin crypto on one of the platforms below to start earning interest immediately. Many accounts offer instant access and very competitive rates.
DeFi
53 crypto investments monitored
Platform Reviews Features / TVL Interest Rate
CeFi
Lithuania
94%
Compare
10% off fees 10% off trading fees. CodeClick to Reveal Code View all Binance deals
tickThe biggest crypto platform in the world
tickHuge array of innovative crypto related services
tickHigh liquidity exchange offers competitive rates
UP TO
1.5%
APY
Interest paid DAILY
Go To SiteGo
CeFi
Hong Kong
88%
Compare
$50 free CRO when you deposit $1,000 or more in CRO. CodeClick to Reveal Code View all Crypto.com deals
tickFully comprehensive suite of crypto services.
tickAutomatically buy cryptos on a fixed schedule - great for dollar cost averaging.
tickRegulated & trustworthy.
UP TO
0.25%
APR
Interest paid WEEKLY
Go To SiteGo
CeFi
United States
89%
Compare
Earn $10 USD Earn $10 USD for any friend that you refer to Kraken. View all Kraken deals
tickOne of the biggest crypto exchanges in the world
tickLarge selection of supported cryptocurrencies
tickVery competitive maker and taker fees
0.25%
APR
Interest paid WEEKLY
Go To SiteGo
CeFi
United Kingdom
80%
Compare
£10 Free BTC when you buy or sell £100 in crypto. CodeClick to Reveal Code View all Luno deals
tickEasy to use mobile and web apps
tickGreat for beginners
tickStrong support in a number of developing countries
1.5%
APR
Interest paid MONTHLY
Go To SiteGo
CeFi
Bulgaria
76%
Compare
$25 Free BTC When you deposit $100 or more in assets on the platform. View all Nexo deals
tickVery simple & easy to use
tickNo hidden fees
tickInterest paid daily
UP TO
6%
APR
Interest paid DAILY
Go To SiteGo
DeFi
88%
Compare
tick$192,571,517 USD currently invested (TVL)
tickInvestments in 58 coin pairs available
tickOperating on DeFichain protocol
19.3%
APY
Interest paid DAILY
Go To SiteGo
CeFi
Estonia
89%
Compare
Earn 0.1% cashback on every exchange and loan + 0.05% monthly cashback on savings. View all Coinloan deals
tickHigh LTV of up to 70% available on loans
tickHigh savings account interest rates
tickDaily compound interest
UP TO
7.2%
APY
Interest paid MONTHLY
Go To SiteGo
CeFi
Singapore
79%
Compare
Free 70 USDT When you deposit $11,000. CodeClick to Reveal Code View all Hodlnaut deals
tickVery simple easy to understand interface
tickInterest accrued daily and paid out weekly
tickEnhanced interest rates available for big depositors (over 100 BTC)
UP TO
4%
APR
Interest paid WEEKLY
Go To SiteGo
DeFi
66%
Compare
tick$938,827,611 USD currently invested (TVL)
tickInvestments in 1,258 coin pairs available
tickSupports 4 protocols including Arbitrum, Ethereum and Polygon
28.7%
APY
Interest paid DAILY
Go To SiteGo
CeFi
Switzerland
91%
Compare
tickVery high LTV up to 90% available on loans
tickInnovative Multi-HODL product allows market speculation with savings funds
tickTurbocharge allows highly leveraged speculation on crypto assets with multiple loans on one deposit of collateral
3%
APR
Interest paid WEEKLY
Go To SiteGo
CeFi
Canada
60%
Compare
$25 USDC cashback when you take out a loan. View all Ledn deals
tickUltra simple model
tickNo hidden fees
tickOnly one interest payment at end of 12 month term required on loans
UP TO
6%
APY
Interest paid MONTHLY
Go To SiteGo
DeFi
68%
Compare
tick$95,186,070 USD currently invested (TVL)
tickInvestments in 44 coin pairs available
tickOperating on Fantom Opera protocol
17%
APY
Interest paid DAILY
Go To SiteGo
CeFi
United Kingdom
80%
Compare
$100 USDC free Get $100 free in USDC when you deposit $2,000. CodeClick to Reveal Code View all AQRU deals
tickSimple, easy to use interface.
tickCompetitive exchange rates.
tickCompetitive interest rates for large deposits.
UP TO
%
Interest paid EVERY SECOND
Go To SiteGo
DeFi
91%
Compare
tick$443,876,479 USD currently invested (TVL)
tickInvestments in 51 coin pairs available
tickSupports protocols including Binance Smart Chain and Fantom Opera
15.5%
APY
Interest paid DAILY
Go To SiteGo
DeFi
58%
Compare
58%
tick$240,261,554 USD currently invested (TVL)
tickInvestments in 365 coin pairs available
tickSupports 15 protocols including Fuse Sparknet, Arbitrum and Binance Smart Chain
6.6%
APY
Interest paid DAILY
Go To SiteGo
DeFi
96%
Compare
96%
tick$19,812,283 USD currently invested (TVL)
tickInvestments in 27 coin pairs available
tickSupports protocols including Binance Smart Chain, Avalanche C-Chain and Moonriver
5.83%
APY
Interest paid DAILY
Go To SiteGo
DeFi
100%
Compare
100%
tick$61,502,983 USD currently invested (TVL)
tickInvestments in 25 coin pairs available
tickSupports protocols including Ethereum, Avalanche C-Chain and Fantom Opera
11.2%
APY
Interest paid DAILY
Go To SiteGo
DeFi
5%
Compare
tick$2,831,253,757 USD currently invested (TVL)
tickInvestments in 1 coin pair available
tickOperating on Tron protocol
0.0388%
APY
Interest paid DAILY
Go To SiteGo
DeFi
90%
Compare
90%
tick$74,574,500 USD currently invested (TVL)
tickPioneering innovative crypto yield products
tickDiverse non-traditional crypto investment products
10.5%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$24,977,327 USD currently invested (TVL)
tickInvestments in 66 coin pairs available
tickOperating on Polygon protocol
9.11%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$5,426,320 USD currently invested (TVL)
4.47%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$12,083,187 USD currently invested (TVL)
3.77%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$14,034,009 USD currently invested (TVL)
tickInvestments in 15 coin pairs available
tickOperating on Solana protocol
0.00004%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$61,125,795 USD currently invested (TVL)
tickInvestments in 84 coin pairs available
tickSupports protocols including Fantom Opera and Optimism
7.61%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Singapore
Compare
tick$34,501,595 USD currently invested (TVL)
tickInvestments in 126 coin pairs available
tickSupports 9 protocols including Binance Smart Chain, Polygon and Avalanche C-Chain
10%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$1,222,629 USD currently invested (TVL)
tickInvestments in 18 coin pairs available
tickSupports protocols including Binance Smart Chain and Aurora
1.75%
APY
Interest paid DAILY
Go To SiteGo
DeFi
Compare
tick$7,916,557 USD currently invested (TVL)
0.193%
APY
Interest paid DAILY
Go To SiteGo
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Bitcoin Staking and Yield Farming

Bitcoin staking allows you to participate in the cryptocurrency market while also earning significantly greater interest rates than a traditional bank account. BTC staking involves depositing your Bitcoin on a yield-bearing platform and in return receiving interest on your investment.

There are two main types of crypto platform that offer crypto staking:

Centralised Platforms (CeFi) - These platforms are formal businesses that operate in a similar way to a bank. They offer a suite of investment products, often with different terms such as instant access or 30 day term accounts.

Decentralised Platforms (DeFi) - These platforms are normally fully decentralised, sometimes operating as Decentralised Autonomous Organisations (DAOs). They tend to offer higher rates of interest, but are more complex to use and require careful risk management.

Most of the options for Bitcoin staking are on CeFi crypto platforms.

What is Bitcoin Staking?

You can use a crypto saving interest account to lend cryptocurrency in exchange for interest. Returns on your digital assets may vary. You should care about the exchanges that are popular, reliable, and have not received a large number of complaints from other users.

Cryptocurrencies cannot be directly used to get a mortgage, a car loan, or any other type of financial loan. Working with your local bank is essential for various types of financial assistance. But there are various platforms offering loans against your crypto collaterals.

Due to the volatile nature of the cryptocurrency market, there is a potential that your investment could lose value and you will lose money. You can also make more than the interest rate because of the price increase. Bitcoin is very promising for long term. As a result, instead of thinking of Bitcoin Savings Accounts as a substitute for savings accounts, think of them as investment account.

How does Bitcoin Staking Work?

The value of cryptocurrencies is determined by the supply-demand balance from the users. Just like stocks or commodities, they are valued or depreciated at the instantaneous supply-demand pricing during the exchange. In other words, the more demand a crypto currency is in, the more valuable it is.

The system is equivalent to how banks function with savings accounts. For example, you deposit your money, and then the bank lends it out, and you get paid back with the interest. You can usually withdraw your funds at any moment.

On the crypto balance in your savings, you will get a fixed interest rate, computed regularly and paid monthly in crypto. The interest rate is variable, meaning it might be the intended per cent or less depending on the market circumstances. You will earn interest at a fluctuating daily rate each day.

What are The Benefits of Bitcoin Staking?

While the safety of online transactions was a major selling factor, it was the investing opportunities that attracted the most attention. For those who were unable to use traditional banking products, quick access to internet cryptocurrency provided an alternative investment option. Investing in cryptocurrencies has several advantages. These advantages include avoiding charges, direct investment management, access to a diverse selection of investment choices is simple, etc.

What are The Risks of Bitcoin Staking?

Cryptocurrencies may appear to be a good idea, but they are not without their downsides. Cybersecurity, regulation, and monitoring are lacking, the value that fluctuates, inherent lack of worth, due to rapid expansion, infrastructure stability issues are some of the negative aspects of the emergence.

Lending bitcoins carries its own set of hazards, making it riskier than a regular savings account. The majority of your profits will be determined by the price volatility of the digital asset on which you earn interest.

The Federal Deposit Insurance Corporation does not insure crypto interest accounts, thus if a company goes bust, you will not be able to get your money back

What Is The Difference Between Crypto Wallets and Crypto Staking Accounts?

Crypto Wallets and Crypto Staking Accounts are not the same things in the market. The capacity to generate interest is the fundamental distinction between a cryptocurrency savings account and a crypto wallet.

Your money will earn interest if you keep it in cryptocurrency savings account for a long time. Your investment will not accrue interest if you keep your coins in a wallet with keys that only you have access to the number of coins in your wallet will always remain the same if you do not withdraw them.

You have complete control over your coins when you keep them in a bitcoin wallet. You have complete freedom to relocate, exchange, or remove them as you see fit. You give the account provider permission to loan out your original money when you invest in a cryptocurrency savings account.

What do I mean by this is your account supplier may impose a time limit on when you can withdraw your funds. When it comes to bitcoin liquidity, putting your coins in a wallet is typically a better alternative than holding them in a savings account.

Platform Comparisons

Article by Yunis
23 July 2021 (Updated 3 December 2022)

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