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Compare Luno vs Raydium

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Pros & Cons
tick Easy to use mobile and web apps
tick Great for beginners
tick Strong support in a number of developing countries
tick Low exchange fees if you use the Luno exchange
tick Large, reputable business
tick Higher average review rating than Raydium (78% vs 71%)
tick More reviews than Raydium (9,329 vs 27 reviews)
tick Higher rating on Trustpilot than Raydium (3.8 vs 3.8 stars)
tick Has a higher maker fee than Raydium
tick Has a higher taker fee than Raydium
tick Interface supports English, French, Italian and Indonesian whereas Raydium doesn't
tick $28,871,490 USD currently invested (TVL)
tick Investments in 147 coin pairs available
tick Operating on Solana protocol
tick Raydium is decentralised, but Luno is not
Staking Rates
tick Luno has a higher base earnings rate for USDC (7.6%% vs 0.37000%)
tick Luno will pay interest on 2 crypto currency deposits not offered by Raydium:
Bitcoin (BTC)
Ethereum (ETH)
1 more stakings rates pro ...
Staking Rates
tick Raydium will pay interest on 126 crypto currency deposits not offered by Luno:
Wrapped Solana ($GARY-SOL)
AEVUM-USDC (AEVUM-USDC)
AIR-USDC (AIR-USDC)
APT-USDC (APT-USDC)
ATLAS-RAY (ATLAS-RAY)
ATLAS-USDC (ATLAS-USDC)
AUDIO-USDC (AUDIO-USDC)
BANA-USDC (BANA-USDC)
BLOCK-USDC (BLOCK-USDC)
CAVE-USDC (CAVE-USDC)
CHEEMS-USDC (CHEEMS-USDC)
COOKIE-USDC (COOKIE-USDC)
COPE-SOL (COPE-SOL)
COPE-USDC (COPE-USDC)
CROWN-USDC (CROWN-USDC)
CRWNY-USDC (CRWNY-USDC)
CWAR-USDC (CWAR-USDC)
DARK-USDC (DARK-USDC)
DEO-USDC (DEO-USDC)
DFL-USDC (DFL-USDC)
DIG-USDC (DIG-USDC)
DIO-USDT (DIO-USDT)
DUST-USDC (DUST-USDC)
DYDX-USDC (DYDX-USDC)
EKS-USDT (EKS-USDT)
ELU-USDT (ELU-USDT)
ENRX-USDC (ENRX-USDC)
ETHEREUM-SOL (ETHEREUM-SOL)
EVE-USDC (EVE-USDC)
FCON-USDC (FCON-USDC)
FORGE-SOL (FORGE-SOL)
FORGE-USDC (FORGE-USDC)
FRKT-SOL (FRKT-SOL)
GARI-USDC (GARI-USDC)
GENE-RAY (GENE-RAY)
GENE-USDC (GENE-USDC)
GLXY-USDC (GLXY-USDC)
GODZ-USDC (GODZ-USDC)
GOLDY-USDC (GOLDY-USDC)
GST-USDC (GST-USDC)
GUAC-USDC (GUAC-USDC)
HAWK-USDC (HAWK-USDC)
HBB-USDH (HBB-USDH)
HNT-SOL (HNT-SOL)
HTO-USDC (HTO-USDC)
HXD-USDC (HXD-USDC)
HXRO-USDC (HXRO-USDC)
KIN-RAY (KIN-RAY)
KIN-USDC (KIN-USDC)
KING-USDC (KING-USDC)
KNK-USDC (KNK-USDC)
KURO-USDC (KURO-USDC)
LARIX-USDC (LARIX-USDC)
LDZ-SOL (LDZ-SOL)
LIKE-USDC (LIKE-USDC)
LIQ-USDC (LIQ-USDC)
LTX-SOL (LTX-SOL)
LTX-USDC (LTX-USDC)
MANA-USDC (MANA-USDC)
MBS-USDC (MBS-USDC)
MEAN-SOL (MEAN-SOL)
MEAN-USDC (MEAN-USDC)
MEDIA-USDC (MEDIA-USDC)
MNGO-USDC (MNGO-USDC)
MOLA-USDC (MOLA-USDC)
MSOL-RAY (MSOL-RAY)
MSOL-SOL (MSOL-SOL)
MSOL-USDC (MSOL-USDC)
MSOL-USDT (MSOL-USDT)
NOS-USDC (NOS-USDC)
PEPE-USDC (PEPE-USDC)
PIP-USDC (PIP-USDC)
PLD-USDC (PLD-USDC)
POLIS-RAY (POLIS-RAY)
POLIS-USDC (POLIS-USDC)
POOR-SOL (POOR-SOL)
PRISM-USDC (PRISM-USDC)
PRNT-SOL (PRNT-SOL)
PUFF-USDC (PUFF-USDC)
RAY-SOL (RAY-SOL)
RAY-SRM (RAY-SRM)
Raydium (RAY-UNKNOWN)
RAY-USDC (RAY-USDC)
RAY-USDT (RAY-USDT)
RAY-WETH (RAY-WETH)
REAL-USDC (REAL-USDC)
RIN-USDC (RIN-USDC)
RPC-USDC (RPC-USDC)
SAMO-RAY (SAMO-RAY)
SAMO-USDC (SAMO-USDC)
SAND-USDC (SAND-USDC)
SHARDS-USDC (SHARDS-USDC)
SHDW-USDC (SHDW-USDC)
SHIB-USDC (SHIB-USDC)
SHILL-USDC (SHILL-USDC)
SLC-USDC (SLC-USDC)
SLCL-USDC (SLCL-USDC)
SLIM-SOL (SLIM-SOL)
SLND-USDC (SLND-USDC)
Marinade Staked SOL (SLOW-MSOL)
SLRS-USDC (SLRS-USDC)
SNS-USDC (SNS-USDC)
SOL-SBONK (SOL-SBONK)
SOL-USDC (SOL-USDC)
SOL-USDT (SOL-USDT)
SOLPAD-SOL (SOLPAD-SOL)
SOLPAD-USDC (SOLPAD-USDC)
SOLPAD-USDT (SOLPAD-USDT)
SRM-USDC (SRM-USDC)
STARS-USDC (STARS-USDC)
STEP-USDC (STEP-USDC)
STSOL-USDC (STSOL-USDC)
STSOL-USDT (STSOL-USDT)
STYLE-USDC (STYLE-USDC)
SUSHI-USDC (SUSHI-USDC)
TOTORO-USDC (TOTORO-USDC)
TULIP-USDC (TULIP-USDC)
USDH-USDC (USDH-USDC)
USDT-USDC (USDT-USDC)
WBNB-USDC (WBNB-USDC)
WETH-SOL (WETH-SOL)
WETH-STSOL (WETH-STSOL)
WETH-USDC (WETH-USDC)
XTAG-USDC (XTAG-USDC)
YOM-USDC (YOM-USDC)
ZBC-USDC (ZBC-USDC)
More ...
cross Need to manually transfer funds to savings account to start earning interest
cross No loans available (except for large instituions)
cross Savings interest rates are variable so it is hard to know how much you will actually earn
cross Transfers of crypto out of your savings wallet sometimes take 24 hours
cross Very limited number of savings account currencies
cross Investments in liquidity pools can be higher risk
cross Liquidity pool investments are only suitable for advanced crypto users
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Reviews
78% based on 9,329 reviews
71% based on 27 reviews
User Reviews
Overall User Rating
78%
9,280 reviews
73%
71 reviews
70%
120 reviews
76%
5,226 reviews
92%
4 reviews
86%
3,500 reviews
74%
3 reviews
27%
356 reviews
Show All User Reviews
User Reviews
Overall User Rating
70%
26 reviews
72%
22 reviews
76%
3 reviews
20%
1 review
Show All User Reviews
Expert Reviews
Overall Expert Rating
75%
49 reviews
82%
80%
40%
66%
80%
72%
80%
80%
90%
80%
86%
74%
86%
82%
76%
75%
70%
92%
Show All Expert Reviews
Expert Reviews
Overall Expert Rating
91%
1 review
91%
Show All Expert Reviews
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Staking Rates
The table below compares the staking rates for Luno and Raydium.
Stable Coins
USDC USDC
7.6%
7.6%
Crypto Currencies
BTC Bitcoin
1.5%
1.5%
ETH Ethereum
2%
2%
Loading rates ...
Stable Coins
USDC USDC
0.37%
0.37%
Crypto Currencies
$GARY-SOL Wrapped Solana
441%
441%
AEVUM-USDC AEVUM-USDC
1.17%
1.17%
AIR-USDC AIR-USDC
0.09%
0.09%
APT-USDC APT-USDC
1.92%
1.92%
ATLAS-RAY ATLAS-RAY
6.83%
6.83%
ATLAS-USDC ATLAS-USDC
23.9%
23.9%
AUDIO-USDC AUDIO-USDC
3.73%
3.73%
BANA-USDC BANA-USDC
0.03%
0.03%
BLOCK-USDC BLOCK-USDC
3.64%
3.64%
CAVE-USDC CAVE-USDC
1.01%
1.01%
CHEEMS-USDC CHEEMS-USDC
0.38%
0.38%
COOKIE-USDC COOKIE-USDC
0.07%
0.07%
COPE-SOL COPE-SOL
3.57%
3.57%
COPE-USDC COPE-USDC
0.05%
0.05%
CROWN-USDC CROWN-USDC
22.5%
22.5%
CRWNY-USDC CRWNY-USDC
0.64%
0.64%
CWAR-USDC CWAR-USDC
2.24%
2.24%
DARK-USDC DARK-USDC
1.66%
1.66%
DEO-USDC DEO-USDC
1.11%
1.11%
DFL-USDC DFL-USDC
0.64%
0.64%
DIG-USDC DIG-USDC
2.28%
2.28%
DIO-USDT DIO-USDT
5.68%
5.68%
DUST-USDC DUST-USDC
4.13%
4.13%
DYDX-USDC DYDX-USDC
1.27%
1.27%
EKS-USDT EKS-USDT
0.03%
0.03%
ELU-USDT ELU-USDT
0.33%
0.33%
ENRX-USDC ENRX-USDC
0.01%
0.01%
ETHEREUM-SOL ETHEREUM-SOL
20.5%
20.5%
EVE-USDC EVE-USDC
105%
105%
FCON-USDC FCON-USDC
0.48%
0.48%
FORGE-SOL FORGE-SOL
10.7%
10.7%
FORGE-USDC FORGE-USDC
8.76%
8.76%
FRKT-SOL FRKT-SOL
1.57%
1.57%
GARI-USDC GARI-USDC
20.5%
20.5%
GENE-RAY GENE-RAY
0.71%
0.71%
GENE-USDC GENE-USDC
0.48%
0.48%
GLXY-USDC GLXY-USDC
0.02%
0.02%
GODZ-USDC GODZ-USDC
0.03%
0.03%
GOLDY-USDC GOLDY-USDC
0.09%
0.09%
GST-USDC GST-USDC
4.39%
4.39%
GUAC-USDC GUAC-USDC
27.2%
27.2%
HAWK-USDC HAWK-USDC
0.05%
0.05%
HBB-USDH HBB-USDH
8.99%
8.99%
HNT-SOL HNT-SOL
1.78%
1.78%
HTO-USDC HTO-USDC
32.8%
32.8%
HXD-USDC HXD-USDC
3.98%
3.98%
HXRO-USDC HXRO-USDC
0.61%
0.61%
KIN-RAY KIN-RAY
3.28%
3.28%
KIN-USDC KIN-USDC
8.66%
8.66%
KING-USDC KING-USDC
23.7%
23.7%
KNK-USDC KNK-USDC
0.58%
0.58%
KURO-USDC KURO-USDC
3.8%
3.8%
LARIX-USDC LARIX-USDC
2.44%
2.44%
LDZ-SOL LDZ-SOL
0.71%
0.71%
LIKE-USDC LIKE-USDC
6.13%
6.13%
LIQ-USDC LIQ-USDC
0.83%
0.83%
LTX-SOL LTX-SOL
0.86%
0.86%
LTX-USDC LTX-USDC
2.12%
2.12%
MANA-USDC MANA-USDC
1.12%
1.12%
MBS-USDC MBS-USDC
0.3%
0.3%
MEAN-SOL MEAN-SOL
1.03%
1.03%
MEAN-USDC MEAN-USDC
0.98%
0.98%
MEDIA-USDC MEDIA-USDC
0.48%
0.48%
MNGO-USDC MNGO-USDC
10.2%
10.2%
MOLA-USDC MOLA-USDC
0.05%
0.05%
MSOL-RAY MSOL-RAY
1.85%
1.85%
MSOL-SOL MSOL-SOL
6.24%
6.24%
MSOL-USDC MSOL-USDC
13%
13%
MSOL-USDT MSOL-USDT
2.67%
2.67%
NOS-USDC NOS-USDC
0.12%
0.12%
PEPE-USDC PEPE-USDC
10.6%
10.6%
PIP-USDC PIP-USDC
61.7%
61.7%
PLD-USDC PLD-USDC
0.03%
0.03%
POLIS-RAY POLIS-RAY
52%
52%
POLIS-USDC POLIS-USDC
87.7%
87.7%
POOR-SOL POOR-SOL
0.22%
0.22%
PRISM-USDC PRISM-USDC
0.35%
0.35%
PRNT-SOL PRNT-SOL
11.3%
11.3%
PUFF-USDC PUFF-USDC
0.56%
0.56%
RAY-SOL RAY-SOL
2.92%
2.92%
RAY-SRM RAY-SRM
2.29%
2.29%
RAY-UNKNOWN Raydium
0.29%
0.29%
RAY-USDC RAY-USDC
2.84%
2.84%
RAY-USDT RAY-USDT
2.45%
2.45%
RAY-WETH RAY-WETH
0.83%
0.83%
REAL-USDC REAL-USDC
0.83%
0.83%
RIN-USDC RIN-USDC
0.32%
0.32%
RPC-USDC RPC-USDC
0.01%
0.01%
SAMO-RAY SAMO-RAY
1.28%
1.28%
SAMO-USDC SAMO-USDC
1.5%
1.5%
SAND-USDC SAND-USDC
0.88%
0.88%
SHARDS-USDC SHARDS-USDC
0.04%
0.04%
SHDW-USDC SHDW-USDC
1.26%
1.26%
SHIB-USDC SHIB-USDC
0.94%
0.94%
SHILL-USDC SHILL-USDC
1.21%
1.21%
SLC-USDC SLC-USDC
0.99%
0.99%
SLCL-USDC SLCL-USDC
1.9%
1.9%
SLIM-SOL SLIM-SOL
0.89%
0.89%
SLND-USDC SLND-USDC
2.04%
2.04%
1.31%
1.31%
SLRS-USDC SLRS-USDC
0.3%
0.3%
SNS-USDC SNS-USDC
0.43%
0.43%
SOL-SBONK SOL-SBONK
0.23%
0.23%
SOL-USDC SOL-USDC
4.65%
4.65%
SOL-USDT SOL-USDT
3.81%
3.81%
SOLPAD-SOL SOLPAD-SOL
1.16%
1.16%
SOLPAD-USDC SOLPAD-USDC
0.28%
0.28%
SOLPAD-USDT SOLPAD-USDT
0.37%
0.37%
SRM-USDC SRM-USDC
6.3%
6.3%
STARS-USDC STARS-USDC
0.1%
0.1%
STEP-USDC STEP-USDC
2.69%
2.69%
STSOL-USDC STSOL-USDC
3.26%
3.26%
STSOL-USDT STSOL-USDT
2.59%
2.59%
STYLE-USDC STYLE-USDC
3.62%
3.62%
SUSHI-USDC SUSHI-USDC
1.8%
1.8%
TOTORO-USDC TOTORO-USDC
675%
675%
TULIP-USDC TULIP-USDC
0.42%
0.42%
USDH-USDC USDH-USDC
0.05%
0.05%
USDT-USDC USDT-USDC
1.76%
1.76%
WBNB-USDC WBNB-USDC
0.96%
0.96%
WETH-SOL WETH-SOL
6.08%
6.08%
WETH-STSOL WETH-STSOL
1.13%
1.13%
WETH-USDC WETH-USDC
5.61%
5.61%
XTAG-USDC XTAG-USDC
9.35%
9.35%
YOM-USDC YOM-USDC
0.88%
0.88%
ZBC-USDC ZBC-USDC
1.1%
1.1%
Loading rates ...
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Company
Legal name
Luno Pte. Ltd
Legal name
Year founded
2012
Year founded
Country incorporated in
206
Country incorporated in
Headquarters country
1
Headquarters country
Platform token
Platform token
Raydium
Decentralised
cross No
Decentralised
tick Yes
Number of employees
400
Number of employees
Number of users
8,000,000
Number of users
Total assets under management
$21,000,000,000USD
Total assets under management
Withdrawal time in hours
1hours
Withdrawal time in hours
Non-custodial
Non-custodial
tick Yes
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Products
Savings accounts
tick Yes
Savings accounts
Loans
cross No
Loans
Crypto to crypto exchange
tick Yes
Crypto to crypto exchange
tick Yes
Fiat to crypto exchange
tick Yes
Fiat to crypto exchange
Pro exchange marketplace
cross No
Pro exchange marketplace
Peer to peer exchange
cross No
Peer to peer exchange
Margin trading
cross No
Margin trading
Corporate accounts
tick Yes
Corporate accounts
Instantly buy crypto with fiat
tick Yes
Instantly buy crypto with fiat
Integrated crypto wallet
tick Yes
Integrated crypto wallet
Crypto withdrawals to private wallet
tick Yes
Crypto withdrawals to private wallet
tick Yes
Fast account verification
tick Yes
Fast account verification
Futures exchange
cross No
Futures exchange
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Security
Cold storage
tick Yes
Cold storage
Cold storage custodian
BitGo
Cold storage custodian
Two factor authentication
tick Yes
Two factor authentication
Credit check
cross No
Credit check
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Support
Email support
cross No
Email support
Phone support
cross No
Phone support
Chat support
tick Yes
Chat support
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Fees
Maker fee
0%
Maker fee
0%
Taker fee
0%
Taker fee
0%
Fiat deposit fee
tick Free
Fiat deposit fee
Fiat withdrawal fee
tick Free
Fiat withdrawal fee
Crypto deposit fee
tick Free
Crypto deposit fee
Withdrawal process
You must enable "send mode" before withdrawals can be made. This mode takes 24 hours to activate. Once send mode is enabled withdrawals are processed quickly, normally within a few minutes.
Withdrawal process
Withdrawal time
1 hours
Withdrawal time
Crypto withdrawal fee
Varies according to current market
Crypto withdrawal fee
Savings crypto account withdrawal limit
$120,000 USD per day, £600,000 USD per month
Savings crypto account withdrawal limit
Fiat wallet withdrawal limit
No limit for fully verified users
Fiat wallet withdrawal limit
Savings fiat account withdrawal limit
No limit for fully verified users
Savings fiat account withdrawal limit
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Investment Strategy
Unsecured loans
cross No
Unsecured loans
Independent proof of reserves
tick Yes
Independent proof of reserves
Proof of reserves
Undertaken quarterly by Mazers
Proof of reserves
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Registrations & Regulation
Know your customer
tick Yes
Know your customer
Regulators
Luno embraces regulation and has worked closely with regulators in its target countries in Africa and Asia.
Regulators
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Important Message Definda does not provide any financial advice. All information is provided for research purposes only. DeFi is a rapidly evolving industry. Most businesses in the sector are very young and it is possible that some of them could go out of business in the future. Such an event could result in the loss of your investment. You should do your own research or consult a financial advisor before investing any money. Please read and satisfy yourself with our terms before continuing to use our website. We offer a free impartial comparison service of savings, loans and other DeFi products. We may receive a small commission from some of the companies listed, but this never influences our rankings. If you spot any errors in the information listed then please contact us at info@definda.com.

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We always rank and compare products objectively and impartially.

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