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Home Platforms Luno vs Yearn Finance

Compare Luno vs Yearn Finance

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Pros & Cons

tick Easy to use mobile and web apps
tick Great for beginners
tick Strong support in a number of developing countries
tick Low exchange fees if you use the Luno exchange
tick Large, reputable business
tick Crypto exchange available on Luno but not on Yearn Finance
tick Interface supports English, French, Italian and Indonesian whereas Yearn Finance doesn't
tick $328,497,032 USD currently invested (TVL)
tick Investments in 100 coin pairs available
tick Supports 4 protocols including Arbitrum, Optimism and Ethereum
tick Yearn Finance is decentralised, but Luno is not
tick Know your customer checks are required on Yearn Finance but not on Luno
Staking Rates
tick Luno has a higher base earnings rate for USDC (7.6%% vs 1.76320%)
tick Luno will pay interest on 2 crypto currency deposits not offered by Yearn Finance:
1 more stakings rates pro ...
Staking Rates
tick Yearn Finance will pay interest on 8 fiat currency deposits not offered by Luno:
3CRYPTO (3CRYPTO)
CRVCVXETH (CRVCVXETH)
CRVEURTUSD (CRVEURTUSD)
CRVIB (CRVIB)
CRVIBCHF (CRVIBCHF)
CRVIBGBP (CRVIBGBP)
CRVIBKRW (CRVIBKRW)
YCRV (YCRV)
More ...
tick Yearn Finance will pay interest on 5 stable coin deposits not offered by Luno:
2 more stakings rates pros ...
cross Need to manually transfer funds to savings account to start earning interest
cross No loans available (except for large instituions)
cross Savings interest rates are variable so it is hard to know how much you will actually earn
cross Transfers of crypto out of your savings wallet sometimes take 24 hours
cross Very limited number of savings account currencies
cross Has been hacked
cross Investments in liquidity pools can be higher risk
cross Liquidity pool investments are only suitable for advanced crypto users
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Staking Rates

The table below compares the staking rates for Luno and Yearn Finance.
Fiat Currencies
Stable Coins
USDC USDC
7.6%
7.6%
Crypto Currencies
BTC Bitcoin
1.5%
1.5%
ETH Ethereum
2%
2%
Loading rates ...
Fiat Currencies
3CRYPTO 3CRYPTO
5.9%
5.9%
CRVCVXETH CRVCVXETH
10.9%
10.9%
CRVEURTUSD CRVEURTUSD
2.31%
2.31%
CRVIB CRVIB
8.87%
8.87%
CRVIBCHF CRVIBCHF
3.63%
3.63%
CRVIBGBP CRVIBGBP
3.41%
3.41%
CRVIBKRW CRVIBKRW
3.01%
3.01%
YCRV YCRV
25.5%
25.5%
Stable Coins
CRVIBEUR sEUR
2.94%
2.94%
DAI Dai
2.37% - 3.31%
2.37% - 3.31%
1.64%
1.64%
SUSD sUSD
2.84%
2.84%
USDC USDC
1.76% - 2.31%
1.76% - 2.31%
0.17% - 1.59%
0.17% - 1.59%
Crypto Currencies
3CRV 3CRV
1.82%
1.82%
AGEUREUROC-F AGEUREUROC-F
7.39%
7.39%
0.45%
0.45%
CLEVETH-F WETH
0.98% - 4.01%
0.98% - 4.01%
CRV3EUR CRV3EUR
3.7%
3.7%
CRVAAVE CRVAAVE
1.47%
1.47%
CRVAETHC CRVAETHC
2.46%
2.46%
CRVALUSD CRVALUSD
4.26%
4.26%
CRVBUSD CRVBUSD
6.5%
6.5%
CRVCOMP CRVCOMP
4.65%
4.65%
CRVCRVUSDTBTCWSTETH CRVCRVUSDTBTCWSTETH
15.4%
15.4%
CRVCVXCRV CRVCVXCRV
23.4%
23.4%
CRVDUSD LP 3pool Curve
0.14%
0.14%
CRVEURS CRVEURS
0.14%
0.14%
CRVFRAX CRVFRAX
2.16%
2.16%
CRVGEARETH-F CRVGEARETH-F
29.5%
29.5%
CRVGUSD CRVGUSD
6.85%
6.85%
CRVHBTC CRVHBTC
1.14%
1.14%
CRVLUSD CRVLUSD
0.68%
0.68%
CRVMIM CRVMIM
6.63%
6.63%
CRVMIM3POO Mint Marble
4.7%
4.7%
CRVMUSD CRVMUSD
3.95%
3.95%
CRVRETH CRVRETH
4.46%
4.46%
CRVSAAVE Aave DAI
1.52%
1.52%
CRVSETH CRVSETH
0.83%
0.83%
CRVSUSD CRVSUSD
1.46%
1.46%
CRVUSDCWBTCWETH CRVUSDCWBTCWETH
7.8%
7.8%
CRVUSDETHCRV CRVUSDETHCRV
27.2%
27.2%
CRVUSDGUSD-F CRVUSDGUSD-F
16.2%
16.2%
CRVUSDMIM-F CRVUSDMIM-F
8.82%
8.82%
CRVUSDTUSD-F CRVUSDTUSD-F
10.2%
10.2%
CRVUSDTWBTCWETH CRVUSDTWBTCWETH
10.4%
10.4%
CRVUSDUSDC-F CRVUSDUSDC-F
6.7%
6.7%
CRVUSDUSDP-F CRVUSDUSDP-F
9.69%
9.69%
CRVUSDUSDT-F CRVUSDUSDT-F
7.2%
7.2%
CRVWSBTC CRVWSBTC
0.7%
0.7%
4.5%
4.5%
HYUSDEUSD-F eUSD
22.6%
22.6%
JPEGPETH-F JPEGPETH-F
40.2%
40.2%
LINK Chainlink
0.31%
0.31%
MAI Multi AI
2%
2%
OETHCRV-F OETHCRV-F
10.9%
10.9%
OHMFRAXBP-F OHMFRAXBP-F
2.88%
2.88%
0.19%
0.19%
SAMMV2-ALUSD-MAI SAMMV2-ALUSD-MAI
15%
15%
SAMMV2-DOLA-ERN SAMMV2-DOLA-ERN
25.5%
25.5%
SAMMV2-DOLA-MAI SAMMV2-DOLA-MAI
25.2%
25.2%
SAMMV2-FRAX-ALUSD SAMMV2-FRAX-ALUSD
3.99%
3.99%
SAMMV2-FRAX-DOLA SAMMV2-FRAX-DOLA
12.1%
12.1%
SAMMV2-LUSD-ERN SAMMV2-LUSD-ERN
18.1%
18.1%
SAMMV2-USDC-ALUSD SAMMV2-USDC-ALUSD
3.27%
3.27%
SAMMV2-USDC-DOLA SAMMV2-USDC-DOLA
7.01%
7.01%
SAMMV2-USDC-MAI SAMMV2-USDC-MAI
22.1%
22.1%
SAMMV2-WBTC-TBTC SAMMV2-WBTC-TBTC
3.99%
3.99%
SDFXSFXS-F Frax Share
3%
3%
12.4%
12.4%
STETH-NG-F STETH-NG-F
5.07%
5.07%
SUSHI SushiSwap
0.43%
0.43%
VAMMV2-IB-WETH VAMMV2-IB-WETH
21%
21%
VAMMV2-OP-USDC VAMMV2-OP-USDC
7.79%
7.79%
VAMMV2-OP-VELO VAMMV2-OP-VELO
29.3%
29.3%
VAMMV2-RED-OP VAMMV2-RED-OP
1,588%
1,588%
VAMMV2-USDC-AGEUR VAMMV2-USDC-AGEUR
6.29%
6.29%
VAMMV2-USDC-MTA VAMMV2-USDC-MTA
14.6%
14.6%
VAMMV2-USDC-SNX VAMMV2-USDC-SNX
16.3%
16.3%
VAMMV2-USDC-VELO VAMMV2-USDC-VELO
39.5%
39.5%
VAMMV2-USDC-WUSDR VAMMV2-USDC-WUSDR
17.6%
17.6%
VAMMV2-WETH-LUSD VAMMV2-WETH-LUSD
5.18%
5.18%
VAMMV2-WETH-OP VAMMV2-WETH-OP
4.04%
4.04%
VAMMV2-WETH-TBTC VAMMV2-WETH-TBTC
7.92%
7.92%
VAMMV2-WSTETH-LDO VAMMV2-WSTETH-LDO
4.38%
4.38%
XAIFRAXBP3CRV-F XAIFRAXBP3CRV-F
8.72%
8.72%
1.67%
1.67%
YFI-ETH YFI-ETH
3.14%
3.14%
Loading rates ...
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Company

Legal name
Luno Pte. Ltd
Legal name
Year founded
2012
Year founded
Country incorporated in
206
Country incorporated in
Headquarters country
1
Headquarters country
Platform token
Platform token
Yearn.finance
Decentralised
cross No
Decentralised
tick Yes
Open source
Open source
tick Yes
Number of employees
400
Number of employees
Number of users
8,000,000
Number of users
Total assets under management
$21,000,000,000USD
Total assets under management
Withdrawal time in hours
1hours
Withdrawal time in hours
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Products

Savings accounts
tick Yes
Savings accounts
tick Yes
Loans
cross No
Loans
cross No
Crypto to crypto exchange
tick Yes
Crypto to crypto exchange
cross No
Fiat to crypto exchange
tick Yes
Fiat to crypto exchange
Pro exchange marketplace
cross No
Pro exchange marketplace
Peer to peer exchange
cross No
Peer to peer exchange
Margin trading
cross No
Margin trading
cross No
Corporate accounts
tick Yes
Corporate accounts
Instantly buy crypto with fiat
tick Yes
Instantly buy crypto with fiat
Integrated crypto wallet
tick Yes
Integrated crypto wallet
Crypto withdrawals to private wallet
tick Yes
Crypto withdrawals to private wallet
Fast account verification
tick Yes
Fast account verification
Futures exchange
cross No
Futures exchange
cross No
DEX aggregator
DEX aggregator
tick Yes
Chain agnostic
Chain agnostic
cross No
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Security

Cold storage
tick Yes
Cold storage
Cold storage custodian
BitGo
Cold storage custodian
Two factor authentication
tick Yes
Two factor authentication
Credit check
cross No
Credit check
cross No
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Support

Email support
cross No
Email support
Phone support
cross No
Phone support
Chat support
tick Yes
Chat support
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Fees

Maker fee
0%
Maker fee
Taker fee
0%
Taker fee
Fiat deposit fee
tick Free
Fiat deposit fee
Fiat withdrawal fee
tick Free
Fiat withdrawal fee
Crypto deposit fee
tick Free
Crypto deposit fee
Withdrawal process
You must enable "send mode" before withdrawals can be made. This mode takes 24 hours to activate. Once send mode is enabled withdrawals are processed quickly, normally within a few minutes.
Withdrawal process
Withdrawal time
1 hours
Withdrawal time
Crypto withdrawal fee
Varies according to current market
Crypto withdrawal fee
Savings crypto account withdrawal limit
$120,000 USD per day, £600,000 USD per month
Savings crypto account withdrawal limit
Fiat wallet withdrawal limit
No limit for fully verified users
Fiat wallet withdrawal limit
Savings fiat account withdrawal limit
No limit for fully verified users
Savings fiat account withdrawal limit
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Investment Strategy

Liquidity pools
Liquidity pools
tick Yes
DeFi products
DeFi products
tick Yes
Unsecured loans
cross No
Unsecured loans
cross No
Independent proof of reserves
tick Yes
Independent proof of reserves
Proof of reserves
Undertaken quarterly by Mazers
Proof of reserves
Go To Platform
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Registrations & Regulation

Know your customer
tick Yes
Know your customer
cross No
Regulators
Luno embraces regulation and has worked closely with regulators in its target countries in Africa and Asia.
Regulators
Go To Platform
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Important Message Definda does not provide any financial advice. All information is provided for research purposes only. DeFi is a rapidly evolving industry. Most businesses in the sector are very young and it is possible that some of them could go out of business in the future. Such an event could result in the loss of your investment. You should do your own research or consult a financial advisor before investing any money. Please read and satisfy yourself with our terms before continuing to use our website. We offer a free impartial comparison service of savings, loans and other DeFi products. We may receive a small commission from some of the companies listed, but this never influences our rankings. If you spot any errors in the information listed then please contact us at info@definda.com.

Why Compare With Definda?

tick Completely Impartial

We always rank and compare products objectively and impartially.

tick Careful Research

We carefully research products for legitimacy before adding them to the platform.

tick We Never Sell Your Data

We never sell or disclose your data to anyone.

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