Pros & Cons |
|||||||||||||||||||||||||||||||
Built on Polygon Network
Faster and Cheaper transactions
$1,403,119 USD currently invested (TVL)
0vix is decentralised, but AQRU is not
Offers loans but AQRU doesn't
Know your customer checks are required on 0vix but not on AQRU
|
Simple, easy to use interface.
Competitive exchange rates.
Competitive interest rates for large deposits.
Clear ownership structure and regulatory status.
Run by strong, professional team.
No tiered savings rates. Rate applies to entire balance.
Unique AQRU Trend investment product
AQRU Ten makes it easy to diversify your crypto portfolio
Been in business longer than 0vix
(Founded 2021 vs 2022)
Fiat exchange available on AQRU but not on 0vix
Instantly buy crypto with fiat on AQRU but not on 0vix
Account verification in less than 1 hour available on AQRU but not on 0vix
Interface supports English whereas 0vix doesn't
|
||||||||||||||||||||||||||||||
|
Staking Rates
AQRU will pay interest on USDC stable coin deposits whereas 0vix does not
AQRU will pay interest on 2 crypto currency deposits not offered by 0vix:
1 more stakings rates pro ...
|
||||||||||||||||||||||||||||||
|
|
||||||||||||||||||||||||||||||
The Protocol was founded in 2022 and has a short history.
Limited number of supplied cryptocurrencies
|
Institutional investors only. Min deposit $250,000 USD.
High $20 fee for crypto withdrawls.
Limited number of coins supported.
Loans not available.
Need to manually fund savings accounts rather all deposits automatically earning interest.
|
||||||||||||||||||||||||||||||
|
|
||||||||||||||||||||||||||||||
Staking Rates |
|||||||||||||||||||||||||||||||
The table below compares the staking rates for 0vix and AQRU.
|
|||||||||||||||||||||||||||||||
Loading rates ...
|
Loading rates ...
|
||||||||||||||||||||||||||||||
|
|
||||||||||||||||||||||||||||||
Company |
|||||||||||||||||||||||||||||||
Automatic market maker
Yes
|
Automatic market maker
|
||||||||||||||||||||||||||||||
Legal name
0vix Protocol
|
Legal name
AQRU Plc
|
||||||||||||||||||||||||||||||
Year founded
2022
|
Year founded
2021
|
||||||||||||||||||||||||||||||
Country incorporated in
|
Country incorporated in
42
|
||||||||||||||||||||||||||||||
Headquarters country
|
Headquarters country
1
|
||||||||||||||||||||||||||||||
Decentralised
Yes
|
Decentralised
No
|
||||||||||||||||||||||||||||||
Open source
Yes
|
Open source
|
||||||||||||||||||||||||||||||
Total assets under management
|
Total assets under management
$50,000,000USD
|
||||||||||||||||||||||||||||||
Withdrawal time in hours
|
Withdrawal time in hours
24hours
|
||||||||||||||||||||||||||||||
|
|
||||||||||||||||||||||||||||||
Products |
|||||||||||||||||||||||||||||||
Savings accounts
Yes
|
Savings accounts
Yes
|
||||||||||||||||||||||||||||||
Loans
Yes
|
Loans
No
|
||||||||||||||||||||||||||||||
Crypto to crypto exchange
Yes
|
Crypto to crypto exchange
Yes
|
||||||||||||||||||||||||||||||
Fiat to crypto exchange
No
|
Fiat to crypto exchange
Yes
|
||||||||||||||||||||||||||||||
Pro exchange marketplace
No
|
Pro exchange marketplace
No
|
||||||||||||||||||||||||||||||
Peer to peer exchange
No
|
Peer to peer exchange
No
|
||||||||||||||||||||||||||||||
Margin trading
No
|
Margin trading
No
|
||||||||||||||||||||||||||||||
Corporate accounts
|
Corporate accounts
Yes
|
||||||||||||||||||||||||||||||
Instantly buy crypto with fiat
No
|
Instantly buy crypto with fiat
Yes
|
||||||||||||||||||||||||||||||
Integrated crypto wallet
|
Integrated crypto wallet
Yes
|
||||||||||||||||||||||||||||||
Crypto withdrawals to private wallet
Yes
|
Crypto withdrawals to private wallet
Yes
|
||||||||||||||||||||||||||||||
Fast account verification
No
|
Fast account verification
Yes
|
||||||||||||||||||||||||||||||
Futures exchange
No
|
Futures exchange
No
|
||||||||||||||||||||||||||||||
|
|
||||||||||||||||||||||||||||||
Security |
|||||||||||||||||||||||||||||||
Insurance level
|
Insurance level
$30,000,000USD
|
||||||||||||||||||||||||||||||
Cold storage custodian
|
Cold storage custodian
Fireblocks
|
||||||||||||||||||||||||||||||
Two factor authentication
|
Two factor authentication
Yes
|
||||||||||||||||||||||||||||||
Loan over collateralisation percent
|
Loan over collateralisation percent
Over 100% over-collateralisation
|
||||||||||||||||||||||||||||||
Credit check
No
|
Credit check
No
|
||||||||||||||||||||||||||||||
|
|
||||||||||||||||||||||||||||||
Support |
|||||||||||||||||||||||||||||||
24/7 support
|
24/7 support
No
|
||||||||||||||||||||||||||||||
Email support
|
Email support
Yes
|
||||||||||||||||||||||||||||||
Phone support
|
Phone support
No
|
||||||||||||||||||||||||||||||
Chat support
|
Chat support
Yes
|
||||||||||||||||||||||||||||||
|
|
||||||||||||||||||||||||||||||
Fees |
|||||||||||||||||||||||||||||||
Exchange fees
|
Exchange fees
0.35% flat rate
|
||||||||||||||||||||||||||||||
Fiat deposit fee
|
Fiat deposit fee
Free
|
||||||||||||||||||||||||||||||
Fiat withdrawal fee
|
Fiat withdrawal fee
Free
|
||||||||||||||||||||||||||||||
Crypto deposit fee
|
Crypto deposit fee
Free
|
||||||||||||||||||||||||||||||
Withdrawal process
|
Withdrawal process
Withdrawls are processed every day at 2pm UTC. Any withdrawl request prior to this time will have to wait until 2pm UTC before it is processed. In our experience withdrawls are completed within an hour after 2pm.
|
||||||||||||||||||||||||||||||
Withdrawal time
|
Withdrawal time
24 hours
|
||||||||||||||||||||||||||||||
Crypto withdrawal fee
|
Crypto withdrawal fee
$10 for bitcoin and $20 for other cryptos
|
||||||||||||||||||||||||||||||
|
|
||||||||||||||||||||||||||||||
Investment Strategy |
|||||||||||||||||||||||||||||||
Liquidity pools
Yes
|
Liquidity pools
|
||||||||||||||||||||||||||||||
DeFi products
|
DeFi products
Yes
|
||||||||||||||||||||||||||||||
Independent proof of reserves
|
Independent proof of reserves
No
|
||||||||||||||||||||||||||||||
|
|
||||||||||||||||||||||||||||||
Registrations & Regulation |
|||||||||||||||||||||||||||||||
Know your customer
No
|
Know your customer
Yes
|
||||||||||||||||||||||||||||||
Regulators
|
Regulators
Accru is registered as a Cryptoasset service provider with the Bulgarian National Revenue Agency. Accru has a pending application with the UK Financial Conduct Authority for approval as a crypto asset business
|
||||||||||||||||||||||||||||||
Bulgarian National Revenue Agency
|
Bulgarian National Revenue Agency
Yes
|
||||||||||||||||||||||||||||||
|
|
We always rank and compare products objectively and impartially.
We carefully research products for legitimacy before adding them to the platform.
We never sell or disclose your data to anyone.