Pros & Cons |
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Simple, easy to use interface.
Competitive exchange rates.
Competitive interest rates for large deposits.
Clear ownership structure and regulatory status.
Run by strong, professional team.
No tiered savings rates. Rate applies to entire balance.
Unique AQRU Trend investment product
AQRU Ten makes it easy to diversify your crypto portfolio
Crypto exchange available on AQRU but not on Bank of Chain
Fiat exchange available on AQRU but not on Bank of Chain
Instantly buy crypto with fiat on AQRU but not on Bank of Chain
Has chat support but Bank of Chain doesn't
Interface supports English whereas Bank of Chain doesn't
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Founders and team is displayed on the website
$15,570 USD currently invested (TVL)
Bank of Chain is decentralised, but AQRU is not
Know your customer checks are required on Bank of Chain but not on AQRU
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Staking Rates
AQRU will pay interest on USDC stable coin deposits whereas Bank of Chain does not
AQRU will pay interest on 2 crypto currency deposits not offered by Bank of Chain:
1 more stakings rates pro ...
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Institutional investors only. Min deposit $250,000 USD.
High $20 fee for crypto withdrawls.
Limited number of coins supported.
Loans not available.
Need to manually fund savings accounts rather all deposits automatically earning interest.
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Community is not strong
Directly dependent on other DeFi protocols
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Staking Rates |
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The table below compares the staking rates for AQRU and Bank of Chain.
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Loading rates ...
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Loading rates ...
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Company |
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Legal name
AQRU Plc
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Legal name
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Year founded
2021
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Year founded
2021
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Country incorporated in
42
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Country incorporated in
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Headquarters country
1
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Headquarters country
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Decentralised
No
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Decentralised
Yes
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Open source
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Open source
Yes
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Total assets under management
$50,000,000USD
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Total assets under management
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Withdrawal time in hours
24hours
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Withdrawal time in hours
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Products |
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Savings accounts
Yes
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Savings accounts
Yes
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Loans
No
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Loans
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Crypto to crypto exchange
Yes
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Crypto to crypto exchange
No
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Fiat to crypto exchange
Yes
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Fiat to crypto exchange
No
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Pro exchange marketplace
No
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Pro exchange marketplace
No
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Peer to peer exchange
No
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Peer to peer exchange
No
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Margin trading
No
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Margin trading
No
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Corporate accounts
Yes
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Corporate accounts
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Instantly buy crypto with fiat
Yes
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Instantly buy crypto with fiat
No
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Integrated crypto wallet
Yes
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Integrated crypto wallet
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Crypto withdrawals to private wallet
Yes
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Crypto withdrawals to private wallet
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Fast account verification
Yes
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Fast account verification
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Futures exchange
No
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Futures exchange
No
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Chain agnostic
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Chain agnostic
No
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Security |
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Insurance level
$30,000,000USD
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Insurance level
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Cold storage custodian
Fireblocks
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Cold storage custodian
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Two factor authentication
Yes
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Two factor authentication
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Loan over collateralisation percent
Over 100% over-collateralisation
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Loan over collateralisation percent
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Credit check
No
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Credit check
No
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Support |
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24/7 support
No
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24/7 support
No
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Email support
Yes
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Email support
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Phone support
No
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Phone support
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Chat support
Yes
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Chat support
No
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Fees |
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Exchange fees
0.35% flat rate
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Exchange fees
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Fiat deposit fee
Free
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Fiat deposit fee
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Fiat withdrawal fee
Free
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Fiat withdrawal fee
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Crypto deposit fee
Free
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Crypto deposit fee
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Withdrawal process
Withdrawls are processed every day at 2pm UTC. Any withdrawl request prior to this time will have to wait until 2pm UTC before it is processed. In our experience withdrawls are completed within an hour after 2pm.
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Withdrawal process
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Withdrawal time
24 hours
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Withdrawal time
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Crypto withdrawal fee
$10 for bitcoin and $20 for other cryptos
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Crypto withdrawal fee
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Investment Strategy |
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Liquidity pools
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Liquidity pools
Yes
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DeFi products
Yes
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DeFi products
Yes
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Independent proof of reserves
No
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Independent proof of reserves
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Registrations & Regulation |
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Know your customer
Yes
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Know your customer
No
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Regulators
Accru is registered as a Cryptoasset service provider with the Bulgarian National Revenue Agency. Accru has a pending application with the UK Financial Conduct Authority for approval as a crypto asset business
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Regulators
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Bulgarian National Revenue Agency
Yes
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Bulgarian National Revenue Agency
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We always rank and compare products objectively and impartially.
We carefully research products for legitimacy before adding them to the platform.
We never sell or disclose your data to anyone.